1905 Rock Spring Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1905 Rock Spring Rd, Forest Hill, MD 21050

Property Summary

Property TypeCommercial
Details2 ba · 2,933 sqft · built 1952
Lot Size8.64 acres (376,358 sqft)
OwnerCompany Name on File
Last Sale$320,000 (Jun 2023)
Tax Bill$11,493 (2026)
Deeds & MortgagesSep 2025 Mortgage
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN03-039404

Property Details

APN / Parcel Number

Primary APN03-039404
Alternative APNs
  • 3039404
  • 039404

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,933 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area376,358 sqft (8.64 acres)
Shed1 Shed
Shed Area456 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number039404
Street Address1905 ROCK SPRING RD
CityFOREST HILL
StateMD
Zip21050-2604
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB2
Legal Description8.64 ACRES 1905 ROCKSPRING ROAD N W OF BEL AIR
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2000
Census Tract303203

Owner

1905 Rock Spring Rd, a commercial property, is owned by a company that bought it in June 2023.

Source: Harford County records, as of August 25, 2026

Owner of RecordCompany Name on File
Mailing Address1905 ROCK SPRING RD, FOREST HILL, MD 21050-2604
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Unknown
FIFTH THIRD BANK NA
Dec 8, 2023Deed of Trust, Mortgage · Unknown
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023 · Amount on File
Deed SaleJun 29, 2023 · Amount on File
Prior SaleJan 7, 2016 · Amount on File
Deed Book / Page15954 / 505
Prior Transfer DateJun 21, 2023
Prior Transfer Doc1595000513
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1905 ROCK SPRING RD, FOREST HILL, MD 21050-2604
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyHOMEC TITLE COMPANY, HOME TITLE CO OF MD INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0168110045
DateSep 17, 2025
Book Page16811/45
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeUnknown
AmountAmount on Record

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1905 ROCK SPRING RD, FOREST HILL, MD 21050-2604
Transaction TypeMortgage
Record UpdatedDec 18, 2023
Title CompanyNOT AVAILABLE, HOME TITLE CO OF MD INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161150432
DateDec 8, 2023
Book Page16115/432
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeUnknown
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1905 Rock Spring Rd was $11,493, up 3.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,493.00 (+3.33%)$1,054,533$1,079,000 Land $676,400 Building $402,600
2025$11,123.00
2023$1,290,967$1,345,300 Land $979,400 Building $365,900
2022$13,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Rock Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Rock Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Armstrong.

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