1990 Ridgeway Rd, Memphis, TN 38119 Property Records

Shelby County property record for 1990 Ridgeway Rd, Memphis, TN 38119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,227 sqft · built 1966
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$351,500 (Jul 2021)
Tax Bill$2,650 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-1012-0-0032

Property Details

APN / Parcel Number

Primary APN08-1012-0-0032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,227 sqft Living Area
Gross Area2,667 sqft
1st Floor Area2,227 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area167 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address1990 RIDGEWAY RD
CityMEMPHIS
StateTN
Zip38119-6301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionBALMORAL ESTATES
Legal Lot Number8
JurisdictionSHELBY TN
Township / Civil Division4
Census Block Group2
Census Block2008
Census Tract21320

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1990 RIDGEWAY RD, MEMPHIS, TN 38119-6301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Warranty Deed, Transfer · Conventional Mortgage
PATRIOT BANK
Aug 27, 2019Warranty Deed, Transfer · Conventional with PMI
PINNACLE BK
Mar 12, 2019Warranty Deed, Transfer
VPT FLIP CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2021 · Amount on File
Deed SaleJul 8, 2021 · Amount on File
Prior SaleAug 27, 2019 · Amount on File
Deed Document Number202182145
Prior Transfer DateApr 26, 2012
Prior Transfer Doc0000050982
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 8, 2021
Property Address1990 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Document Number0021082145
Map ReferenceMB 28 PG 50
Instrument DateJun 21, 2021
Instrument21082145
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyDE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.55
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 RIDGEWAY RD, MEMPHIS, TN 38119-6301
InvestorPossibly a Property Investor

Mortgage

Document Number0021082146
DateJul 8, 2021
Instrument21082146
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 27, 2019
Property Address1990 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Document Number0000087726
Instrument DateAug 22, 2019
Instrument87726
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyHOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,128.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 RIDGEWAY RD MEMPHIS TN 381196301, MEMPHIS, TN 38119-6301

Mortgage

Document Number87727
DateAug 27, 2019
Instrument87727
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 26, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateMar 12, 2019
Property Address1990 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Document Number0000023647
Instrument DateMar 5, 2019
Instrument23647
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyBAYMARK TITLE AND ESCROW SERVICES, BAYMARK TITLE & ESCROW SVCS LL

Transaction

AmountAmount on Record
Tax$499.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9034 RASPBERRY LN CORDOVA TN 380169501, CORDOVA, TN 38016-9501

Mortgage

Document Number23648
DateMar 12, 2019
Instrument23648
Lender
NameVPT FLIP CORP
Agreement
AmountAmount on Record
Term60 Months
DueMar 11, 2024

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,650.00 (-41.31%)$98,525 (+32.92%) Land $15,400 Building $83,125$394,100 (+32.92%) Land $61,600 Building $332,500
2023$74,125 Land $15,400 Building $58,725
2022$4,515.00
2021$296,500 Land $61,600 Building $234,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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