1950 Ridgeway Rd, Memphis, TN 38119 Property Records

Shelby County property record for 1950 Ridgeway Rd, Memphis, TN 38119

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,599 sqft · built 1969
Lot Size	0.344 acres (15,000 sqft)
Owner	Trust Name on File
Last Sale	$385,000 (Oct 2021)
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1012-0-0033`

Property Details

APN / Parcel Number

Primary APN	`08-1012-0-0033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,599 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,429 sqft
Utility Area	104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	English
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch
Porch Area	70 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1950 RIDGEWAY RD
City	MEMPHIS
State	TN
Zip	38119-6301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ES RIDGEWAY RD
Legal Subdivision	BALMORAL ESTATES
Legal Block	C
Legal Lot Number	9
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	21320

Owner

1950 Ridgeway Rd is held in a trust since December 2021.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Dec 15, 2021	Intrafamily Transfer, Transfer
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage THE BANK OF FAYETTE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	2021130402
Last Transfer Date	Dec 13, 2021
Transfer Doc	0012154723
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301

Mortgage

Document Number	0025087881
Date	Oct 8, 2025
Instrument	25087881

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	MEMPHIS, TN 38117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Dec 15, 2021
Property Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Document Number	0012154723
Map Reference	MB 28 PG 50
Instrument Date	Dec 13, 2021
Instrument	12154723
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 21948, SAINT PAUL, MN 55121-0948

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 15, 2021
Property Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301
Document Number	0021130402
Map Reference	MB 28 PG 50
Instrument Date	Oct 6, 2021
Instrument	21130402
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 RIDGEWAY RD, MEMPHIS, TN 38119-6301

Mortgage

Document Number	0021130403
Date	Oct 15, 2021
Instrument	21130403

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1950 Ridgeway Rd was $2,918.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00	$108,500 Land $15,400 Building $93,100	$434,000 Land $61,600 Building $372,400
2023		$84,475 Land $15,400 Building $69,075
2022	$5,145.00
2021			$337,900 Land $61,600 Building $276,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1950 Ridgeway Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1950 Ridgeway Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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