1990 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1990 Big Buck Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 2011
Lot Size	0.334 acres (14,549 sqft)
Owner	Individual Name on Record
Last Sale	$148,800 (Oct 2011)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0563-0001-0230`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0563-0001-0230`
Alternative APNs	`263026056300010230` `136015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,377 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,549 sqft (0.334 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	148 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1990 BIG BUCK DR
City	SAINT CLOUD
State	FL
Zip	34772-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 23
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	DOE RUN AT DEER CREEK
Legal Tract	563
Legal Block	230
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2011 · Amount on Record
Deed Sale	Oct 4, 2011 · Amount on Record
Deed Document Number	2011137444
Deed Book / Page	4183 / 506
Last Transfer Date	Oct 17, 2018
Transfer Doc	0054261053
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219

Mortgage

Document Number	0068600777
Date	Oct 6, 2025
Book Page	6860/777
Instrument	2025123537

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2065

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219

Mortgage

Document Number	0064782388
Date	Sep 22, 2023
Book Page	6478/2388
Instrument	2023125488

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Mar 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219

Mortgage

Document Number	0062021934
Date	Apr 27, 2022
Book Page	6202/1934
Instrument	2022066738

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 30, 2018
Property Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0054261053
Book / Page	5426 / 1053
Map Reference	MB17 PG165-171
Instrument Date	Oct 17, 2018
Instrument	2018162298
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 BIG BUCK DR, SAINT CLOUD, FL 34772-8219

Mortgage

Document Number	2018162299
Date	Oct 30, 2018
Instrument	2018162299

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,100.00 (+3.75%) Homeowner's exemption	$160,217 (+5.99%)	$320,000 (+5.44%) Land $70,000 Building $250,000
2024	$2,024.00 (+3.11%)
2023	$1,963.00 (+4.14%) Homeowner's exemption	$151,167 (+3%)	$303,500 (+30.43%) Land $60,000 Building $243,500
2022	$1,885.00 Homeowner's exemption	$146,765	$232,700 Land $55,000 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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