1960 Big Buck Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1960 Big Buck Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,788 sqft · built 2011
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (Dec 2023)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`136018`

Property Details

APN / Parcel Number

Primary APN	`136018`
Alternative APN	`262630056300010260`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Heated Area
Gross Area	2,296 sqft
1st Floor Area	1,788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	67 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	136018
Street Address	1960 BIG BUCK DR
City	SAINT CLOUD
State	FL
Zip	34772-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	DOE RUN AT DEER CREEK PB 17 PGS 165-171 LOT 26
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	DOE RUN AT DEER CREEK
Legal Tract	563
Legal Block	1
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 27, 2023	Warranty Deed, Transfer GIANNELL TITLE LLC
Jun 23, 2023	Warranty Deed, Transfer GIANNELL TITLE LLC
Jul 17, 2019	Warranty Deed, Transfer TITLE TEAM LLC
Mar 1, 2017	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	2023162790
Deed Book / Page	6519 / 744
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 14, 2023
Property Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0065190744
Book / Page	6519 / 744
Map Reference	MB 17 PG 165
Instrument Date	Dec 11, 2023
Instrument	2023162790
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	FLORIDA FIDELITY T&E LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,674.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7741 N MILITARY TRL STE 1, 1, WEST PALM BEACH, FL 33410-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219

Mortgage

Document Number	0065190746
Date	Dec 14, 2023
Book Page	6519/746
Instrument	2023162791

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2023
Property Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0064311907
Book / Page	6431 / 1907
Map Reference	MB 17 PG 165
Instrument Date	Jun 16, 2023
Instrument	2023083100
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1855 GRIFFIN RD # 428, 428, DANIA BEACH, FL 33004-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7741 N MILITARY TRL, WEST PALM BEACH, FL 33410-7431
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2023
Property Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0064291956
Book / Page	6429 / 1956
Map Reference	MB 20 PG 79-85
Instrument Date	Jun 16, 2023
Instrument	2023081270
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	GIANNELL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 ENGRAM ST, MONTEZUMA, GA 31063-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 GRIFFIN RD, DANIA, FL 33004-2200
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 17, 2019
Property Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0055580279
Book / Page	005558 / 000279
Instrument Date	Jul 12, 2019
Instrument	91736
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Tax	$1,561.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 ENGRAM ST MONTEZUMA GA 310631313, MONTEZUMA, GA 31063-1313

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1960 BIG BUCK DR, SAINT CLOUD, FL 34772-8219
Document Number	0051121189
Book / Page	005112 / 001189
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1960 BIG BUCK DR ST CLOUD FL 347728219, ST CLOUD, FL 34772-8219

Mortgage

Document Number	0051121189
Date	Mar 6, 2017
Book Page	005112/001189
Instrument	35164

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2042

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,577.00 (-3.03%) Homeowner's exemption	$298,618 (-0.69%)	$322,100 (+7.12%) Land $70,000 Building $252,100
2023	$4,720.00 (+16.4%)	$300,700 (+30.74%) Land $60,000 Building $240,700	$300,700 (+30.74%) Land $60,000 Building $240,700
2022	$4,055.00	$230,000 Land $55,000 Building $175,000	$230,000 Land $55,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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