1990 48th St SW, Naples, FL 34116 Property Records

Collier County property record for 1990 48th St SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1982
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,666 (Nov 2017)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323200 140 34B21`

Property Details

APN / Parcel Number

Primary APN	`323200 140 34B21`
Alternative APNs	`3612608000406950014034` `36126080004`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Porch	Screened Porch
Porch Area	678 sqft
Deck Area	150 sqft

Location & Zoning

Street Address	1990 48TH ST SW
City	NAPLES
State	FL
Zip	34116-5732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	GOLDEN GATE UNIT 4 BLK 140 LOT 3
Legal Range	26
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE CITY UNIT 4
Legal Tract	323200
Legal Block	140
Legal Lot Number	3
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3008
Census Tract	10420

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1990 48TH ST SW, NAPLES, FL 34116-5732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Nov 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on Record
Deed Sale	Nov 6, 2017 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	20175467126
Deed Book / Page	5446 / 1075
Prior Transfer Date	Jul 19, 2016
Prior Transfer Doc	0054461075
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1990 48TH ST SW, NAPLES, FL 34116-5732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 48TH ST SW, NAPLES, FL 34116-5732

Mortgage

Document Number	0058820378
Date	Jan 26, 2021
Book Page	5882/378
Instrument	5990947

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 23, 2019
Property Address	1990 48TH ST SW, NAPLES, FL 34116-5732
Document Number	0056761883
Book / Page	005676 / 001883
Instrument Date	Sep 18, 2019
Instrument	5768805
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	OMEGA LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1990 48TH ST SW NAPLES FL 341165732, NAPLES, FL 34116-5732

Mortgage

Document Number	56761885
Date	Sep 23, 2019
Book Page	005676/001885
Instrument	5768806

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 6, 2017
Property Address	1990 48TH ST SW, NAPLES, FL 34116-5732
Document Number	0054461075
Book / Page	005446 / 001075
Instrument Date	Jul 19, 2016
Instrument	5467126
Transaction Type	Transfer
Record Updated	Nov 16, 2017

Transaction

Amount	Amount Recorded
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 48TH ST SW NAPLES FL 341165732, NAPLES, FL 34116-5732

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00 (+6.04%)	$300,316 (+19.27%) Land $130,000 Building $170,316	$300,316 (-4.9%) Land $130,000 Building $170,316
2024	$3,445.00 (+3.83%)
2023	$3,318.00 (+3.14%)	$251,788 (+1%)	$315,805 (+7.15%) Land $205,000 Building $110,805
2022	$3,217.00	$228,898	$294,735 Land $178,500 Building $116,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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