1981 48th St SW, Naples, FL 34116 Property Records

Collier County property record for 1981 48th St SW, Naples, FL 34116

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Oct 2024)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36125840009`

Property Details

APN / Parcel Number

Primary APN	`36125840009`
Alternative APNs	`36125840009069500139274` `323200 139 274B21`

Interior

Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,486 sqft
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	80 sqft
Pool Area	420 sqft
Deck Area	336 sqft

Location & Zoning

Street Address	1981 48TH ST SW
City	NAPLES
State	FL
Zip	34116-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	GOLDEN GATE UNIT 4 BLK 139 LOT 27
Legal Range	26
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE CITY UNIT 4
Legal Tract	323200
Legal Block	139
Legal Lot Number	27
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3009
Census Tract	10420

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1981 48TH ST SW, NAPLES, FL 34116-5731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 18, 2018	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC
Aug 27, 2018	Quit Claim Deed, Transfer Quitclaim
May 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20246607201
Deed Book / Page	6410 / 692
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0055462826
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1981 48TH ST SW, NAPLES, FL 34116-5731
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 48TH ST SW, NAPLES, FL 34116-5731

Mortgage

Document Number	0060122220
Date	Sep 16, 2021
Book Page	6012/2220
Instrument	6128569

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 18, 2018
Property Address	1981 48TH ST SW, NAPLES, FL 34116-5731
Document Number	0055813899
Book / Page	5581 / 3899
Map Reference	MB5 PG107-116
Instrument Date	Dec 14, 2018
Instrument	5649810
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST INTEGRITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13604 LESINA CT, 13604, ESTERO, FL 33928-6376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1981 48TH ST SW, NAPLES, FL 34116-5731

Mortgage

Document Number	0005649811
Date	Dec 18, 2018
Instrument	5649811

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 27, 2018
Property Address	1981 48TH ST SW, NAPLES, FL 34116-5731
Document Number	0055462826
Book / Page	005546 / 002826
Instrument Date	Aug 21, 2018
Instrument	5604733
Transaction Type	Transfer
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13604 LESINA CT ESTERO FL 339286376, ESTERO, FL 33928-6376

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 29, 2018
Property Address	1981 48TH ST SW, NAPLES, FL 34116-5731
Document Number	0055141982
Book / Page	005514 / 001982
Instrument Date	May 29, 2018
Instrument	5562350
Transaction Type	Transfer
Record Updated	Jun 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13604 LESINA CT ESTERO FL 339286376, ESTERO, FL 33928-6376

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+72.11%)	$330,383 (+47.82%) Land $130,000 Building $200,383	$330,383 (-16.8%) Land $130,000 Building $200,383
2024	$2,320.00 (+1.67%)
2023	$2,282.00 (-1.04%) Homeowner's exemption	$223,498 (+3%)	$397,089 (+5.83%) Land $205,000 Building $192,089
2022	$2,306.00 Homeowner's exemption	$216,988	$375,212 Land $178,500 Building $196,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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