199 Withers Ln, Ladson, SC 29456 Property Records

Dorchester County property record for 199 Withers Ln, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,284 sqft · built 2013
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2013)
Tax Bill	$357 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-03-04-057`

Property Details

APN / Parcel Number

Primary APN	`154-03-04-057`
Alternative APN	`R0041383`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0041383
Street Address	199 WITHERS LN
City	LADSON
State	SC
Zip	29456-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR-5_SV
Legal Description	LOT 54 SUBD: BELLEWOOD PH 1
Legal Subdivision	BELLEWOOD
Legal Phase	1
Legal Lot Number	54
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	10814

Owner

199 Withers Ln is owned and occupied by two individuals who acquired it in November 2016.

Source: Dorchester County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 WITHERS LN, LADSON, SC 29456-4852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
May 13, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 20, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Prior Sale	Jan 10, 2012 · Amount on File
Deed Book / Page	8945 / 204
Last Transfer Date	Nov 4, 2016
Transfer Doc	0105500027
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Jun 15, 2026
Property Address	199 WITHERS LN, LADSON, SC 29456-4852
Document Number	0000014201
Book / Page	16664 / 157
Instrument Date	Jun 6, 2026
Instrument	202614201
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 WITHERS LN, LADSON, SC 29456-4852
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014201,
Date	Jun 15, 2026
Book Page	16664/157
Instrument	202614201

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	199 WITHERS LN, LADSON, SC 29456-4852
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141690038
Date	May 13, 2022
Book Page	14169/38
Instrument	2022013132

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	199 WITHERS LN, LADSON, SC 29456-4852
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	135740149
Date	Aug 10, 2021
Book Page	13574/149
Instrument	2021026111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Feb 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	199 WITHERS LN, LADSON, SC 29456-4852
Document Number	1996/0260
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 WITHERS LN LADSON SC 294564852, LADSON, SC 29456-4852

Mortgage

Document Number	1996/0260
Date	Jul 30, 2019
Book Page	011996/000260
Instrument	18520

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 29, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 199 Withers Ln was $357.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$357.00	$14,414 Land $3,800 Building $10,614	$360,346 Land $95,000 Building $265,346
2024	$357.00
2023	$357.00 (+9.51%)	$9,270 (-) Land $1,800 Building $7,470	$231,746 (-) Land $45,000 Building $186,746
2022	$326.00 Homeowner's exemption	$9,270 Land $1,800 Building $7,470	$231,746 Land $45,000 Building $186,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 199 Withers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Withers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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