196 Withers Ln, Ladson, SC 29456 Property Records

Dorchester County property record for 196 Withers Ln, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,284 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$281,000 (Dec 2020)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-03-04-068`

Property Details

APN / Parcel Number

Primary APN	`154-03-04-068`
Alternative APN	`R0041394`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,284 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0041394
Street Address	196 WITHERS LN
City	LADSON
State	SC
Zip	29456-4852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR-5_SV
Legal Description	LOT 65 SUBD: BELLEWOOD PH 3
Legal Subdivision	BELLEWOOD
Legal Phase	3
Legal Lot Number	65
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	10814

Owner

196 Withers Ln is owned by a company that bought it in December 2020.

Source: Dorchester County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	196 WITHERS LN, LADSON, SC 29456-4852
Owner Type	Company
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 31, 2020	Grant Deed, Transfer · FHA Mortgage ONETRUST HM LOANS
Nov 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 25, 2017	Grant Deed, Transfer · VA Mortgage USSA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Aug 9, 2013 · Amount on File
Deed Document Number	202036231
Deed Book / Page	13026 / 241
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Oct 12, 2026
Property Address	196 WITHERS LN, LADSON, SC 29456-4852
Document Number	0000024482
Book / Page	16900 / 289
Instrument Date	Sep 21, 2026
Instrument	202624482
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 WITHERS LN, LADSON, SC 29456-4852

Mortgage

Document Number	0000024482,
Date	Oct 12, 2026
Book Page	16900/289
Instrument	202624482

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Jan 1, 2051

Interest

Max Rate	-1%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 31, 2020
Property Address	196 WITHERS LN, LADSON, SC 29456-4852
Document Number	3026/0241
Book / Page	013026 / 000241
Instrument Date	Dec 28, 2020
Instrument	36231
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 WITHERS LN LADSON SC 294564852, LADSON, SC 29456-4852

Mortgage

Document Number	3026/0245
Date	Dec 31, 2020
Book Page	013026/000245
Instrument	36232

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	196 WITHERS LN, LADSON, SC 29456-4852
Document Number	2186/0229
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	196 WITHERS LN LADSON SC 294564852, LADSON, SC 29456-4852

Mortgage

Document Number	2186/0229
Date	Nov 18, 2019
Book Page	012186/000229
Instrument	28919

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 25, 2017
Property Address	196 WITHERS LN, LADSON, SC 29456-4852
Document Number	0770/0232
Book / Page	010770 / 000232
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 WITHERS LN LADSON SC 294564852, LADSON, SC 29456-4852

Mortgage

Document Number	770/0240
Date	Apr 25, 2017
Book Page	010770/000240

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 196 Withers Ln was $3,029.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,029.00	$14,918 Land $3,800 Building $11,118	$372,942 Land $95,000 Building $277,942
2024	$3,029.00 (+10.91%)
2023	$2,731.00 (+2.02%)	$11,040 (-) Land $1,800 Building $9,240	$276,000 (-) Land $45,000 Building $231,000
2022	$2,677.00	$11,040 Land $1,800 Building $9,240	$276,000 Land $45,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 196 Withers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 196 Withers Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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