199 Smith Rd, Centralia, WA 98531 Property Records

Lewis County property record for 199 Smith Rd, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,614 sqft · built 2017
Lot Size	5.13 acres (223,463 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Nov 2016)
Tax Bill	$4,774 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 3 more
APN	`023800-005-001`

Property Details

APN / Parcel Number

Primary APN	`023800-005-001`
Alternative APNs	`2200575` `424498`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,614 sqft Living Area
Gross Area	3,238 sqft
1st Floor Area	2,614 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	223,463 sqft (5.13 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	624 sqft
Porch	Porch
Porch Area	332 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2200575
Street Address	199 SMITH RD
City	CENTRALIA
State	WA
Zip	98531-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD20
Legal Description	SECTION 27 TOWNSHIP 15N RANGE 03W SW4 SE4 LOT 1 3001390
Legal Range	03W
Legal Township	15N
Legal Section	27
Legal Lot Number	1
Jurisdiction	LEWIS WA
Township / Civil Division	BUNKER
Census Block Group	1
Census Block	1001
Census Tract	970100

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	220 OCCIDENTAL AVE S, SEATTLE, WA 98104-3120
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
May 1, 2017	Loan Modification, Mortgage · Conventional Mortgage TWINSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2016 · Amount on File
Deed Sale	Nov 4, 2016 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	20163456355
Last Transfer Date	Jan 1, 2022
Transfer Doc	0003569453
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	199 SMITH RD, CENTRALIA, WA 98531-9417
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003552537
Date	Jun 2, 2021
Instrument	3552537

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	199 SMITH RD, CENTRALIA, WA 98531-9417
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003552053
Date	May 26, 2021
Instrument	3552053

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	199 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003529058
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	199 SMITH RD CENTRALIA WA 985319417, CENTRALIA, WA 98531-9417

Mortgage

Document Number	0003529058
Date	Aug 5, 2020
Instrument	3529058

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	199 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003482231
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	199 SMITH RD CENTRALIA WA 985319417, CENTRALIA, WA 98531-9417

Mortgage

Document Number	0003482231
Date	Apr 11, 2018
Instrument	3482231

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2028

Interest

Rate Type	Adjustable Rate

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEWIS WA
Property Address	199 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003497517
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SMITH RD #1 CENTRALIA WA 98531, 1, CENTRALIA, WA 98531

Mortgage

Document Number	0003497517
Date	Feb 8, 2019
Instrument	3497517

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Feb 7, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$647,400 (-) Land $139,500 Building $507,900	$647,400 (-) Land $139,500 Building $507,900
2024	$4,774.00 (-20.87%)	$647,400 (-3.39%) Land $139,500 Building $507,900	$647,400 (-3.39%) Land $139,500 Building $507,900
2023	$6,033.00
2022		$670,100 Land $139,500 Building $530,600	$670,100 Land $139,500 Building $530,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	32 (1986–2022)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 14 claims High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hawk Networks Fixed Wireless	200 / 70
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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