177 Smith Rd, Centralia, WA 98531 Property Records

Lewis County property record for 177 Smith Rd, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 2018
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Company Names on File
Last Sale	$73,022 (Jun 2017)
Tax Bill	$3,493 (2024)
Deeds & Mortgages	Nov 2023 Transfer Nov 2018 Mortgage + 3 more
APN	`023800-005-002`

Property Details

APN / Parcel Number

Primary APN	`023800-005-002`
Alternative APNs	`2230394` `2202772` `424499`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	223,463 sqft (5.13 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2230394
Street Address	177 SMITH RD
City	CENTRALIA
State	WA
Zip	98531-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD20
Legal Description	SECTION 27 TOWNSHIP 15N RANGE 03W SW4 SE4 LOT 2 3001390
Legal Range	03W
Legal Township	15N
Legal Section	27
Legal Subdivision	SEGREGATION SURV
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	BUNKER
Census Block Group	1
Census Block	1001
Census Tract	970100

Owner

Source: Lewis County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Intrafamily Transfer, Transfer
Nov 21, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 22, 2018	Trustee's Deed, Construction Loan · Line of Credit OLYMPIA FED'L SVGS
Jun 9, 2017	Warranty Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20173466729
Last Transfer Date	Oct 31, 2023
Transfer Doc	0003600747
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Nov 16, 2023
Property Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003600747
Map Reference	AF 3001390
Instrument Date	Oct 31, 2023
Instrument	3600747
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SMITH RD, CENTRALIA, WA 98531-9417

Mortgage

Document Number	0003494187
Date	Nov 21, 2018
Instrument	3494187

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003513770
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 SMITH RD CENTRALIA WA 985319417, CENTRALIA, WA 98531-9417

Mortgage

Document Number	0003513770
Date	Nov 21, 2019
Instrument	3513770

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 22, 2018
Property Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Instrument Date	Jan 17, 2018
Instrument	3478349
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	177 SMITH RD CENTRALIA WA 985319417, CENTRALIA, WA 98531-9417

Mortgage

Document Number	0003478349
Date	Jan 22, 2018
Instrument	3478349

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jun 9, 2017
Property Address	177 SMITH RD, CENTRALIA, WA 98531-9417
Document Number	0003466729
Instrument Date	Jun 7, 2017
Instrument	3466729
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$1,304.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 BEAVER LN CLE ELUM WA 989228500, CLE ELUM, WA 98922-8500

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,500 (-) Land $139,500 Building $333,000	$472,500 (-) Land $139,500 Building $333,000
2024	$3,493.00 (-20.32%)	$472,500 (-2.98%) Land $139,500 Building $333,000	$472,500 (-2.98%) Land $139,500 Building $333,000
2023	$4,384.00
2022		$487,000 Land $139,500 Building $347,500	$487,000 Land $139,500 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	32 (1986–2022)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 14 claims High Winds, Severe Storms And Flooding, Feb 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hawk Networks Fixed Wireless	200 / 70
Lumen Technologies DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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