199 Macarthur Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 199 Macarthur Ave, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1953
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2023)
Tax Bill	$4,007 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`432601 68.5-7-11`

Property Details

APN / Parcel Number

Primary APN	`432601 68.5-7-11`
Alternative APNs	`260106800500070110000000` `431A101157`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	431A101157
Street Address	199 MACARTHUR AVE
City	COBLESKILL
State	NY
Zip	12043-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	HOUSE GARAGE
Legal Block	7
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	5
Census Block	5004
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 MACARTHUR AVE, COBLESKILL, NY 12043-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF RICHMONDVILLE
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF RICHMONDVILLE
Aug 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Deed Document Number	2023820926
Deed Book / Page	1187 / 102
Last Transfer Date	Aug 23, 2023
Transfer Doc	0001196/36
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	199 MACARTHUR AVE, COBLESKILL, NY 12043-4629
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002074/200
Date	Apr 30, 2024
Book Page	2074/200
Instrument	825041

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	199 MACARTHUR AVE, COBLESKILL, NY 12043-4629
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002054/60
Date	Sep 22, 2023
Book Page	2054/60
Instrument	822726

Lender

Name	BANK OF RICHMONDVILLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 28, 2023
Property Address	199 MACARTHUR AVE, COBLESKILL, NY 12043-4629
Document Number	0001196/36
Book / Page	1196 / 36
Instrument Date	Aug 23, 2023
Instrument	822418
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 43, COBLESKILL, NY 12043-0043

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,007.00 (+13.35%)
2025	$3,535.00 (+6.64%)	$60,600 (-) Land $7,700 Building $52,900	$123,673 (+16.33%) Land $15,714 Building $107,959
2023		$60,600 Land $7,700 Building $52,900	$106,316 Land $13,509 Building $92,807
2020	$3,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	19 (2011–2013)
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MIDTEL.

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