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196 Macarthur Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 196 Macarthur Ave, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,734 sqft · built 1960
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (May 2015)
Tax Bill$3,765 (2025)
Deeds & MortgagesApr 2019 Refinance
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN432601 68.5-7-14

Property Details

APN / Parcel Number

Primary APN432601 68.5-7-14
Alternative APNs
  • 260106800500070140000000
  • 431A101226

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,734 sqft Living Area
1st Floor Area976 sqft
Upper Floors Area578 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions40 ft deep x 55 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A101226
Street Address196 MACARTHUR AVE
CityCOBLESKILL
StateNY
Zip12043-4625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE GARAGE ATT
Legal Block7
Legal Lot Number14.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group5
Census Block5017
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 68.5-7-14

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 741, COBLESKILL, NY 12043-0741
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Apr 12, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2015 · Amount on Record
Deed SaleMay 18, 2015 · Amount on Record
Prior SaleNov 17, 2006 · Amount on Record
Deed Book / Page997 / 224
Last Transfer DateMay 16, 2016
Transfer Doc0000001021/000000015
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address196 MACARTHUR AVE, COBLESKILL, NY 12043-4625
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001835/19
DateApr 12, 2019
Book Page1835/19
Instrument760598
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 01, 2034

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateApr 12, 2019
Property Address196 MACARTHUR AVE, COBLESKILL, NY 12043-4625
Document Number001090/131
Book / Page1090 / 131
Instrument DateApr 10, 2019
Instrument760597
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 W MAIN ST, COBLESKILL, NY 12043-4653

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,765.00 (+6.63%)$64,550 (-) Land $4,700 Building $59,850$131,735 (+16.33%) Land $9,592 Building $122,143
2023$64,550 Land $4,700 Building $59,850$113,246 Land $8,246 Building $105,000
2020$3,531.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957402005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims19 (2011–2013)
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: The Middleburgh Telephone Company, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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