199 Laurel Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 199 Laurel Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,390 sqft · built 1979
Lot Size	0.693 acres (30,187 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (Dec 2016)
Tax Bill	$5,983 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:030-08550 B:154 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:030-08550 B:154 L:0`
Alternative APNs	`LUDL M:30 B:8550 P:154` `4915`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	3,740 sqft
Basement Area	1,390 sqft
Unfinished Basement	1,390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,187 sqft (0.693 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4915
Street Address	199 LAUREL LN
City	LUDLOW
State	MA
Zip	01056-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	8550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3029
Census Tract	810414

Owner

199 Laurel Ln is owner-occupied and held in a trust since December 2016.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	199 LAUREL LN, LUDLOW, MA 01056-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on File
Deed Sale	Dec 30, 2016 · Amount on File
Prior Sale	Oct 17, 1979 · Amount on File
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 23, 2018
Property Address	199 LAUREL LN, LUDLOW, MA 01056-3304
Document Number	22103-228
Book / Page	022103 / 000228
Instrument Date	Mar 21, 2018
Instrument	14962
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	199 LAUREL LN LUDLOW MA 010563304, LUDLOW, MA 01056-3304

Mortgage

Document Number	22103-231
Date	Mar 23, 2018
Book Page	022103/000231
Instrument	14964

Lender

Name	RICHARD F PARENT
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 199 Laurel Ln was $5,983.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,983.00 (-0.02%)	$373,700 (+8.35%) Land $92,000 Building $281,700	$355,634 (-11.63%)
2025	$5,984.00 (+4.52%)	$344,900 (+8.97%) Land $83,600 Building $261,300	$402,420 (+3.39%)
2024	$5,725.00 (+5.26%)	$316,500 (+13.52%) Land $83,600 Building $232,900	$389,215
2023	$5,439.00	$278,800 Land $69,500 Building $209,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 199 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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