199 Gately Rd, Schenevus, NY 12155 Property Records

Otsego County and Westford Town property record for 199 Gately Rd, Schenevus, NY 12155

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`366400 149.00-1-7.53`

Property Details

APN / Parcel Number

Primary APN	`366400 149.00-1-7.53`
Alternative APNs	`640014900000010070530000` `191095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	496 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	191095
Street Address	199 GATELY RD
City	SCHENEVUS
State	NY
Zip	12155-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	7.053
Jurisdiction	OTSEGO NY
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2017
Census Tract	590600

Owner

Source: Otsego County and Westford Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 GATELY RD, SCHENEVUS, NY 12155-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Sep 25, 2019	Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE
Jun 6, 2019	Quit Claim Deed, Transfer ESQUIRE R/E SOLUTIONS LLC
Jan 23, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023
Deed Sale	Jan 31, 2023
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	20232023-432
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000002432
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jan 31, 2023
Property Address	199 GATELY RD, SCHENEVUS, NY 12155-3320
Document Number	0000000032
Instrument Date	Jan 11, 2023
Instrument	2023-432
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 GATELY RD, SCHENEVUS, NY 12155-3320

Mortgage

Document Number	0000000033
Date	Jan 31, 2023
Instrument	2023-433

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 25, 2019
Property Address	199 GATELY RD, SCHENEVUS, NY 12155-3320
Document Number	0000004352
Instrument Date	Aug 26, 2019
Instrument	4352
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 GATELY RD SCHENEVUS NY 121553322, SCHENEVUS, NY 12155-3322

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 6, 2019
Property Address	199 GATELY RD, SCHENEVUS, NY 12155-3320
Document Number	0000002432
Instrument Date	May 30, 2019
Instrument	2432
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	ESQUIRE R/E SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$84.40
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE WEST HARRISON NY 106042910, WEST HARRISON, NY 10604-2910
Investor	Possibly a Property Investor

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OTSEGO NY
Recording Date	Jan 23, 2018
Property Address	199 GATELY RD, SCHENEVUS, NY 12155-3320
Document Number	0000000370
Instrument Date	Jan 12, 2018
Instrument	370
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Otsego County and Westford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Westford Town
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00	$107,300 (+29.75%) Land $14,000 Building $93,300	$151,127 (+42.54%) Land $19,718 Building $131,409
2023		$82,700 (-) Land $14,000 Building $68,700	$106,026 (+11.54%) Land $17,949 Building $88,077
2022		$82,700 Land $14,000 Building $68,700	$95,057 Land $16,092 Building $78,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEConnect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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