Otsego County and Westford Town property record for 171 Gately Rd, Schenevus, NY 12155
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 2,400 sqft · built 1988 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,511 (2026) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 366400 149.00-1-7.32 |
| Primary APN | 366400 149.00-1-7.32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 1,200 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 213,444 sqft (4.9 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 480 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 188399 |
|---|---|
| Street Address | 171 GATELY RD |
| City | SCHENEVUS |
| State | NY |
| Zip | 12155-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 998 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 7.032 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WESTFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 590600 |
Source: Otsego County and Westford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 171 GATELY RD, SCHENEVUS, NY 12155-3319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 171 GATELY RD, SCHENEVUS, NY 12155-3319 |
| Document Number | 0000001703 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 171 GATELY RD SCHENEVUS NY 121553319, SCHENEVUS, NY 12155-3319 |
| Document Number | 0000001703 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 1703 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | COOPERSTOWN, NY 13326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Westford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Westford Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,511.00 (+7.12%) Homeowner's exemption | ||
| 2025 | $4,211.00 | $210,000 (-) Land $19,800 Building $190,200 | $295,775 (+9.86%) Land $27,887 Building $267,888 |
| 2023 | $210,000 Land $19,800 Building $190,200 | $269,231 Land $25,385 Building $243,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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