Lincoln County property record for 199 Garden Rd, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1952 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,700 (Mar 2019) |
| Tax Bill | $973 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2019 Mortgage |
| APN | R569235 |
| Primary APN | R569235 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 268 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Pole Barn | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000008387 |
|---|---|
| Street Address | 199 GARDEN RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKI DALE GARDENS, S04, T30 N, R31 W, BLOCK 2, ACRES 0.505, LOT 10 BLK 2 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | SKI DALE GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 300 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 GARDEN RD, LIBBY, MT 59923-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 25, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2016 · Amount on Record |
| Deed Document Number | 2019278789 |
| Deed Book / Page | 376 / 317 |
| Prior Transfer Date | Mar 18, 2019 |
| Prior Transfer Doc | 376/317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 199 GARDEN RD, LIBBY, MT 59923-2817 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 382/697 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 382/697 |
| Instrument | 285736 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Mar 25, 2019 |
| Property Address | 199 GARDEN RD, LIBBY, MT 59923-2817 |
| Document Number | 376/317 |
| Book / Page | 376 / 317 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 278789 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 199 GARDEN RD, LIBBY, MT 59923-2817 |
| Document Number | 278790 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 278790 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $973.00 (+11.97%) | $276,000 (-) | |
| 2025 | $869.00 (-38.67%) | $276,000 (+36.36%) | $276,000 (+36.36%) Land $80,400 Building $195,600 |
| 2023 | $1,417.00 | $202,400 | $202,400 Land $46,300 Building $156,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1996–1998) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | May 1998 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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