Lincoln County property record for 172 Garden Rd, Libby, MT 59923
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,133 (Jul 2025) |
| Tax Bill | $698 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2022 Mortgage + 1 more |
| APN | R568625 |
| Primary APN | R568625 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000007837 |
|---|---|
| Street Address | 172 GARDEN RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-2859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SKI DALE GARDENS, S04, T30 N, R31 W, BLOCK 2, LOT 2A E55', ACRES 0.3, CS 4860 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | SKI DALE GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 2A |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 300 |
Source: Lincoln County assessment roll, as of September 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 8, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 21, 2022 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2022 · Amount on Record |
| Deed Document Number | 2025316365 |
| Deed Book / Page | 410 / 843 |
| Prior Transfer Date | Feb 15, 2022 |
| Prior Transfer Doc | 0000299053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 8, 2025 |
| Property Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Document Number | 000410/843 |
| Book / Page | 410 / 843 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 316365 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, FLYING S T&E OF MT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Investor | Possibly a Property Investor |
| Document Number | 0000316366 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 316366 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 21, 2022 |
| Property Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Document Number | 000397/905 |
| Book / Page | 397 / 905 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 301863 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Document Number | 0000301862 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 301862 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 21, 2022 |
| Property Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
| Document Number | 000397/903 |
| Book / Page | 397 / 903 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 301861 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 172 GARDEN RD, LIBBY, MT 59923-2859 |
Source: Lincoln County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $698.00 (-36.66%) | $221,800 (+41%) | $221,800 (+41%) Land $60,750 Building $161,050 |
| 2023 | $1,102.00 | $157,300 | $157,300 Land $42,727 Building $114,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1996–1998) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | May 1998 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures