199 Chestnut St, #201, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 199 Chestnut St, #201, Oneonta, NY 13820

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,456 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$97,500 (Apr 2026)
Tax Bill	$4,131 (2026)
Deeds & Mortgages	Apr 2026 Sale Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`361200 300.5-4-1`

Property Details

APN / Parcel Number

Primary APN	`361200 300.5-4-1`
Alternative APNs	`120030000500040010000000` `3911 0483`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,456 sqft Total Area
1st Floor Area	728 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 0483
Street Address	199 CHESTNUT ST, 201
City	ONEONTA
State	NY
Zip	13820-1258
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	420
Legal Block	4
Legal Lot Number	1.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2025
Census Tract	591100

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	164 RIVERVIEW DR, FISHKILL, NY 12524-1441
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed, Transfer
Mar 1, 2019	Warranty Deed, Transfer USNY BK
Nov 8, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20261800
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0000005427
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 16, 2026
Property Address	199 CHESTNUT ST, 201, ONEONTA, NY 13820-1258
Document Number	0000000800
Instrument Date	Apr 8, 2026
Instrument	2026.1800
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	164 RIVERVIEW DR, FISHKILL, NY 12524-1441

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 1, 2019
Property Address	199-201 CHESTNUT ST, ONEONTA, NY 13820
Document Number	0000000955
Instrument Date	Feb 20, 2019
Instrument	955
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2101 WILLIAMSBRIDGE RD BRONX NY 104611601, BRONX, NY 10461-1601

Mortgage

Document Number	956
Date	Mar 1, 2019
Instrument	956

Lender

Name	USNY BK
Type	Bank
Address	GENEVA, NY 14456

Agreement

Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 8, 2018
Property Address	199-201 CHESTNUT ST, ONEONTA, NY 13820
Document Number	0000005427
Instrument Date	Jun 15, 2018
Instrument	5427
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 WEST ST ONEONTA NY 138204652, ONEONTA, NY 13820-4652

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,131.00 (-57.46%)
2025	$9,712.00	$105,000 (-) Land $14,800 Building $90,200	$147,887 (+14.08%) Land $20,845 Building $127,042
2023		$105,000 Land $14,800 Building $90,200	$129,630 Land $18,272 Building $111,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	20 (1986–2014)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Feb 2014
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 9 claims Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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