Otsego County and Oneonta City property record for 197 Chestnut St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1970 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Last Sale | $107,500 (2021) |
| Tax Bill | $4,933.00 (2025) |
| Primary APN | 361200 300.5-4-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| 2nd Floor | 784 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 132 ft x 80 ft Depth x Width |
| Porch Area | 456 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0482 |
|---|---|
| Street Address | 197 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1258 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-4-2
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 67 BELLHAVEN RD, BROOKHAVEN, NY 11719-9776 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 03, 2021 | Warranty Deed, Transfer |
| Oct 15, 2019 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2021 · Amount on Record |
| Deed Sale | Feb 03, 2021 · Amount on Record |
| Prior Sale | Feb 26, 2016 · Amount on Record |
| Deed Doc Number | 2021655 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 03, 2021 |
| Property Address | 197 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000000055 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021-655 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 BELLHAVEN RD, BROOKHAVEN, NY 11719-9776 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 15, 2019 |
| Property Address | 197 CHESTNUT ST, ONEONTA, NY 13820-1258 |
| Document Number | 0000004693 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 4693 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 FORD AVE ONEONTA NY 138201817, ONEONTA, NY 13820-1817 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,933.00 | $130,000 (-) Land $20,900 Building $109,100 | $183,099 (+14.08%) Land $29,437 Building $153,662 |
| 2023 | $130,000 Land $20,900 Building $109,100 | $160,494 Land $25,802 Building $134,692 |
197 Chestnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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