Essex County and Saugus Town property record for 199 Central St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,330 sqft · built 1950 |
| Lot Size | 0.198 acres (8,629 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,888 (Aug 2012) |
| Tax Bill | $5,392 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Nov 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-F B:0001 L:0003 |
| Primary APN | SAUG M:010-F B:0001 L:0003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,575 sqft |
| 1st Floor Area | 980 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,629 sqft (0.198 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5332020 |
|---|---|
| Street Address | 199 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:010-F B:0001 L:0003
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 199 CENTRAL ST, SAUGUS, MA 01906-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Nov 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2012 · Amount on Record |
| Deed Sale | Aug 17, 2012 · Amount on Record |
| Deed Book / Page | 31631 / 498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 199 CENTRAL ST, SAUGUS, MA 01906-2126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041826-463 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 41826/463 |
| Instrument | 20231026000910 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 199 CENTRAL ST, SAUGUS, MA 01906-2126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042444-166 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 42444/166 |
| Instrument | 20241121000540 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,392.00 (+6.62%) | $504,900 (+6.34%) Land $292,500 Building $212,400 | $598,880 |
| 2024 | $5,057.00 (+2.1%) | $474,800 (+7.93%) Land $265,900 Building $208,900 | |
| 2023 | $4,953.00 | $439,900 Land $239,300 Building $200,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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