194 Central St, #2, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 194 Central St, #2, Saugus, MA 01906

Property Summary

Property Type	Condominium Offices
Details	1 ba · 2,160 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Nov 2014)
Tax Bill	$6,599 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-F B:0021 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-F B:0021 L:0002`
Alternative APNs	`SAUG M:010-F B:0021 L:0001` `10305507`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Units	19 Units
Stories	3 Stories
Building Area	2,160 sqft Total Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	10305507
Street Address	194 CENTRAL ST, 2
City	SAUGUS
State	MA
Zip	01906-2107
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Block	21
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3028
Census Tract	208302

Owner

194 Central St, #2 is owned by a company that bought it in November 2014.

Source: Essex County and Saugus Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	194 CENTRAL ST, 2, SAUGUS, MA 01906-2107
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage STACY GOLDBERG
Jul 26, 2019	Condominium Deed, Transfer NOT AVAILABLE
Aug 19, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Deed Document Number	2014111400598
Deed Book / Page	33673 / 70
Record Updated	Jun 8, 2026

December 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 15, 2022
Property Address	194 CENTRAL ST # 1, 1, SAUGUS, MA 01906-2107
Document Number	041354-219
Book / Page	41354 / 219
Instrument Date	Dec 15, 2022
Instrument	20221215003530
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ARLINGTON ST # UT1, UT1, READING, MA 01867-3126

Mortgage

Document Number	221215003540
Date	Dec 15, 2022
Instrument	221215003540

Lender

Name	STACY GOLDBERG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 26, 2019
Property Address	194 CENTRAL ST # 1, 1, SAUGUS, MA 01906-2107
Document Number	37699-58
Book / Page	037699 / 000058
Instrument Date	Jul 15, 2019
Instrument	1907262520
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CENTRAL ST SAUGUS MA 019062107, SAUGUS, MA 01906-2107

August 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 19, 2019
Property Address	194 CENTRAL ST # 1, 1, SAUGUS, MA 01906-2107
Document Number	37763-431
Book / Page	037763 / 000431
Instrument Date	Feb 15, 2019
Instrument	19081910
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,482.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	194 CENTRAL ST SAUGUS MA 019062107, SAUGUS, MA 01906-2107

Tax Assessment & Valuation

The 2025 property tax bill for 194 Central St, #2 was $6,599, up 2.8% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,599.00 (+2.84%)	$300,500 (+3.26%) Building $300,500
2024	$6,417.00 (-21.6%)	$291,000 (-17.02%) Building $291,000
2023	$8,185.00	$350,700 Building $350,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 194 Central St, #2 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Central St, #2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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