199 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 199 Central St, Hallowell, ME 04347

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 3,936 sqft · built 2006
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$6,574 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Oct 2019 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`HALL M:018 L:027`

Property Details

APN / Parcel Number

Primary APN	`HALL M:018 L:027`
Alternative APN	`893`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,936 sqft Living Area
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	893
Street Address	199 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-3114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	16
Legal Lot Number	27
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	3
Census Block	3006
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

199 Central St, a duplex, is owned and occupied by two individuals who bought it in September 2025.

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2007	Deed of Trust, Mortgage GARDINER SB INSTITUT
Oct 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage KENNEBEC SAVINGS BANK
Mar 23, 2007	Deed of Trust, Mortgage GARDINER SB INSTITUT
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR MORTGAGE CORP
Jun 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHSTAR MORTGAGE CORP
Oct 20, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Dec 9, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Jan 19, 2012	Warranty Deed, Transfer RESIDENTIAL MTG SVCS
Nov 23, 2009	Intrafamily Transfer, Transfer
Jul 27, 2006	Warranty Deed, Transfer · ARM GARDINER SB INSTITUT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Jun 9, 2023 · Amount on File
Deed Document Number	202520144
Deed Book / Page	15491 / 274
Transfer Doc	0000033364
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001318
Date	Jan 16, 2007
Book Page	09217/0153
Instrument	000000001318

Lender

Name	GARDINER SB INSTITUT

Agreement

Amount	Amount on Record
Term	312 Months
Due	Jan 16, 2033

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019025261
Date	Oct 30, 2019
Book Page	13382/246
Instrument	2019025261

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007582
Date	Mar 23, 2007
Book Page	09288/0317
Instrument	000000007582

Lender

Name	GARDINER SB INSTITUT

Agreement

Amount	Amount on Record

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Sep 12, 2025
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	2025020144
Book / Page	15491 / 274
Instrument Date	Sep 8, 2025
Instrument	2025020144
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 GARDEN SIDE WAY, APEX, NC 27502-3904

Mortgage

Document Number	2025020145
Date	Sep 12, 2025
Instrument	2025020145

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Jun 9, 2023
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	2023009830
Book / Page	14775 / 245
Instrument Date	Jun 8, 2023
Instrument	2023009830
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	358 CLAKRS POND PARKSWAY #602 # 602, 602, S PORTLAND, ME 04106-7907

Mortgage

Document Number	2023009831
Date	Jun 9, 2023
Instrument	2023009831

Lender

Name	NORTHSTAR MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Oct 20, 2020
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	2020027013
Book / Page	13754 / 70
Instrument Date	Oct 16, 2020
Instrument	2020027013
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 SAND STORM DR, HENDERSON, NV 89074-1742
Investor	Possibly a Property Investor

Mortgage

Document Number	2020027014
Date	Oct 20, 2020
Instrument	2020027014

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Dec 9, 2019
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	0019028427
Book / Page	13419 / 267
Instrument Date	Dec 6, 2019
Instrument	19028427
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 COVE RD APT 1, 1, WINTERPORT, ME 04496-3848

Mortgage

Document Number	0019028428
Date	Dec 9, 2019
Instrument	19028428

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Jan 19, 2012
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	0000001315
Book / Page	10943 / 0023
Instrument	000000001315
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001316
Date	Jan 19, 2012
Instrument	000000001316

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record

November 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HALLOWELL ME
Recording Date	Nov 23, 2009
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	0000033364
Book / Page	10279 / 0142
Instrument	000000033364
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALLOWELL ME
Recording Date	Jul 27, 2006
Property Address	199 CENTRAL ST, HALLOWELL, ME 04347-3114
Document Number	0000021771
Book / Page	08998 / 0313
Instrument	000000021771
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021772
Date	Jul 27, 2006
Book Page	08998/0316
Instrument	000000021772

Lender

Name	GARDINER SB INSTITUT

Agreement

Type	ARM
Amount	Amount on Record
Term	288 Months
Due	Jul 27, 2030

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Aug 1, 2007
Margin	4

Tax Assessment & Valuation

The 2025 property tax bill for 199 Central St was $6,574, down 4% from the year before.

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,574.00 (-4.03%)	$344,200 (-) Land $55,600 Building $288,600
2024	$6,850.00 (+18.68%)	$344,200 (+37.46%) Land $55,600 Building $288,600
2023	$5,772.00 (+3.83%)	$250,400 (-) Land $40,500 Building $209,900
2022	$5,559.00	$250,400 Land $40,500 Building $209,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 199 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 199 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20