174 Central St, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 174 Central St, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,465 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on Record
Tax Bill	$3,354 (2025)
Deeds & Mortgages	May 2023 Refinance Jun 2007 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`HALL M:018 L:042`

Property Details

APN / Parcel Number

Primary APN	`HALL M:018 L:042`
Alternative APN	`922`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	837 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	922
Street Address	174 CENTRAL ST
City	HALLOWELL
State	ME
Zip	04347-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	42
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	3
Census Block	3009
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 1, 2007	Deed of Trust, Mortgage JPMORGAN CHASE BANK
Jul 10, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Jun 3, 2013	Deed of Trust, Mortgage HOME LN & INVEST BK
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 31, 2008	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK
Apr 30, 2012	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
Jul 10, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023008352
Date	May 18, 2023
Book Page	14757/303
Instrument	2023008352

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014032
Date	Jun 1, 2007
Book Page	09369/0321
Instrument	000000014032

Lender

Name	JPMORGAN CHASE BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2017

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014498
Date	Jul 10, 2018
Book Page	12960/0272
Instrument	2018014498

Lender

Name	QUICKEN LOAN INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2048

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012775
Date	Jun 3, 2013
Book Page	11402/0141
Instrument	000000012775

Lender

Name	HOME LN & INVEST BK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014686
Date	Jul 1, 2020
Book Page	13612/204
Instrument	2020014686

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033808
Date	Dec 31, 2008
Book Page	09940/0069
Instrument	000000033808

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Dec 31, 2020

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009658
Date	Apr 30, 2012
Book Page	11022/0110
Instrument	000000009658

Lender

Name	QUICKEN LOAN INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 30, 2027

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12960/0272
Date	Jul 10, 2018
Book Page	12960/0272
Instrument	2018014498

Lender

Name	QUICKEN LOAN INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	174 CENTRAL ST, HALLOWELL, ME 04347-3122
Transaction Type	Mortgage
Record Updated	Jul 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13612/204
Date	Jul 1, 2020
Book Page	13612/204
Instrument	2020014686

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 (-4.01%)	$175,600 (-) Land $32,100 Building $143,500
2024	$3,494.00 (+18.72%)	$175,600 (+37.51%) Land $32,100 Building $143,500
2023	$2,943.00 (+3.81%)	$127,700 (-) Land $23,300 Building $104,400	$187,435
2022	$2,835.00	$127,700 Land $23,300 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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