199 Beacon Point Ln, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 199 Beacon Point Ln, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,857 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,500 (May 2012)
Tax Bill	$6,226 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23U-32-0130`

Property Details

APN / Parcel Number

Primary APN	`23U-32-0130`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,857 sqft Living Area
Gross Area	3,557 sqft
1st Floor Area	1,248 sqft
Basement Area	280 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	97 ft deep x 72 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	105 sqft
Deck Area	204 sqft
Patio Area	120 sqft
Balcony Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	199 BEACON POINT LN
City	WILDWOOD
State	MO
Zip	63040-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	ESTATES AT LAKE CHESTERFIELD (THE) 12 19 88 LOT 98
Legal Subdivision	ESTATES AT LAKE CHESTERFIELD (THE)
Legal Lot Number	98
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1006
Census Tract	221506

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	199 BEACON POINT LN, WILDWOOD, MO 63040-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2012 · Amount on Record
Deed Sale	May 2, 2012 · Amount on Record
Prior Sale	Jul 7, 1999 · Amount on Record
Deed Document Number	20121120
Deed Book / Page	19970 / 3667
Prior Transfer Date	Jul 2, 2004
Prior Transfer Doc	0000000555
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	199 BEACON POINT LN, GROVER, MO 63040-1803
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 BEACON POINT LN, GROVER, MO 63040-1803

Mortgage

Document Number	0251464121
Date	Oct 4, 2021
Book Page	25146/4121
Instrument	2021100400141

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	199 BEACON POINT LN, GROVER, MO 63040-1803
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 BEACON POINT LN, GROVER, MO 63040-1803

Mortgage

Document Number	0248582735
Date	May 12, 2021
Book Page	24858/2735
Instrument	2021051200455

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	199 BEACON POINT LN, GROVER, MO 63040-1803
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 EBACOB POINT LANE, GROVER, MO 63040

Mortgage

Document Number	0243185650
Date	Sep 10, 2020
Book Page	24318/5650
Instrument	2020091000618

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,350 (-) Land $28,650 Building $62,700	$480,800 (-) Land $150,800 Building $330,000
2025	$6,226.00 (+0.52%)	$91,350 (+2.54%) Land $28,650 Building $62,700	$480,800 (+2.54%) Land $150,800 Building $330,000
2024	$6,194.00 (+0.08%)
2023	$6,189.00	$89,090 Land $17,900 Building $71,190	$468,900 Land $94,200 Building $374,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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