186 Beacon Point Ln, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 186 Beacon Point Ln, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,590 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Dec 2020)
Tax Bill	$5,492 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23U-31-0625`

Property Details

APN / Parcel Number

Primary APN	`23U-31-0625`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
Gross Area	3,196 sqft
1st Floor Area	1,216 sqft
Basement Area	60 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	75 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Patio Area	264 sqft
Balcony Area	82 sqft
Poultry House	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	186 BEACON POINT LN
City	WILDWOOD
State	MO
Zip	63040-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	ESTATES AT LAKE CHESTERFIELD (THE) 12 19 88 LOT 109
Legal Subdivision	ESTATES AT LAKE CHESTERFIELD (THE)
Legal Lot Number	109
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1006
Census Tract	221506

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 BEACON POINT LN, WILDWOOD, MO 63040-1802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jan 16, 2018	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Jan 16, 2018 · Amount on File
Deed Document Number	2020968
Deed Book / Page	24526 / 667
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 21, 2020
Property Address	186 BEACON POINT LN, GROVER, MO 63040-1802
Document Number	0245260667
Book / Page	24526 / 667
Map Reference	MB 278 PG 25-28
Instrument Date	Dec 10, 2020
Instrument	2020122100968
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ALLIANCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 BEACON POINT LN, 186, WILDWOOD, MO 63040-1802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BEACON POINT LN, WILDWOOD, MO 63040-1802

Mortgage

Document Number	2020122100969
Date	Dec 21, 2020
Instrument	2020122100969

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 16, 2018
Property Address	186 BEACON POINT LN, GROVER, MO 63040-1802
Document Number	0228580330
Book / Page	022858 / 000330
Instrument Date	Jan 12, 2018
Instrument	52
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	TOUCHSTONE TITLE AND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 BEACON POINT LN WILDWOOD MO 630401802, WILDWOOD, MO 63040-1802

Mortgage

Document Number	228580333
Date	Jan 16, 2018
Book Page	022858/000333
Instrument	53

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,580 (-) Land $26,600 Building $53,980	$424,100 (-) Land $140,000 Building $284,100
2025	$5,492.00 (+1.7%)	$80,580 (+3.76%) Land $26,600 Building $53,980	$424,100 (+3.77%) Land $140,000 Building $284,100
2024	$5,400.00 (+0.09%)
2023	$5,395.00	$77,660 Land $16,630 Building $61,030	$408,700 Land $87,500 Building $321,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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