Loudon County property record for 199 Bay Pointe Rd, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,556 sqft · built 2022 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $335,000 (Jun 2020) |
| Tax Bill | $11,732 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078B-A-027.00 |
| Primary APN | 078B-A-027.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 6,556 sqft Living Area |
| Gross Area | 9,135 sqft |
| 1st Floor Area | 5,896 sqft |
| Upper Floors Area | 660 sqft |
| Basement Area | 208 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,931 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 38 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Deck Area | 1,242 sqft |
| Boat House | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 199 BAY POINTE RD |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-5384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RARITY BAY PHASE VII PB: D PG: 181 LOT: 882R 04 084D A 084E 88200 000 |
| Legal Subdivision | RARITY BAY PHASE VII |
| Legal Lot Number | 882R |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 60504 |
Source: Loudon County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 199 BAY POINTE RD, VONORE, TN 37885-5384 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2020 · Amount on File |
| Deed Sale | Jun 23, 2020 · Amount on File |
| Prior Sale | Mar 16, 2020 · Amount on File |
| Deed Document Number | 20205863 |
| Deed Book / Page | 423 / 425 |
| Last Transfer Date | Jul 1, 2025 |
| Transfer Doc | 00D486/888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 199 BAY POINTE RD, VONORE, TN 37885-5384 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0T1533/322 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | T1533/322 |
| Instrument | 21007120 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 1, 2052 |
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,732.00 | $663,450 (-) Land $100,000 Building $563,450 | $2,653,800 (-) Land $400,000 Building $2,253,800 |
| 2024 | $11,732.00 | $663,450 (-) Land $100,000 Building $563,450 | |
| 2023 | $663,450 Land $100,000 Building $563,450 | ||
| 2021 | $2,653,800 Land $400,000 Building $2,253,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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