Loudon County property record for 190 Bay Pointe Rd, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8.5 ba · 14,075 sqft · built 2004 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,072,500 (Sep 2019) |
| Tax Bill | $12,364 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078B-A-010.00 |
| Primary APN | 078B-A-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 14,075 sqft Living Area |
| Gross Area | 17,816 sqft |
| 1st Floor Area | 10,045 sqft |
| Upper Floors Area | 3,980 sqft |
| Basement Area | 1,310 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,079 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 897 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 2,994 sqft |
| Patio Area | 1,400 sqft |
| Boat Access | Boat Access |
| Boat House | 896 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 190 BAY POINTE RD |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-5383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RARITY BAY PHASE VII PB: D PG: 181 LOT: 899R 04 084D A 084E 89900 000 |
| Legal Subdivision | RARITY BAY PHASE VII |
| Legal Lot Number | 899R |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 60504 |
Source: Loudon County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 190 BAY POINTE RD, VONORE, TN 37885-5383 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Sep 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2002 · Amount on Record |
| Deed Document Number | 20198340 |
| Deed Book / Page | 416 / 332 |
| Last Transfer Date | Apr 29, 2025 |
| Transfer Doc | 00D488/136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 190 BAY POINTE RD, VONORE, TN 37885-5383 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1543/270 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | T1543/270 |
| Instrument | 21009503 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 190 BAY POINTE RD, VONORE, TN 37885-5383 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004928 |
|---|---|
| Date | May 29, 2020 |
| Book Page | T1459/652 |
| Instrument | 20004928 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Sep 23, 2019 |
| Property Address | 190 BAY POINTE RD, VONORE, TN 37885-5383 |
| Document Number | D0416/332 |
| Book / Page | D0416 / 332 |
| Map Reference | CAB E SL 17 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 19008340 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | PARAMOUNT LAND TTL OF KNOXVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,668.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 BAY POINTE RD, VONORE, TN 37885-5383 |
| Document Number | 19008341 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 19008341 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,364.00 | $699,200 (-) Land $125,000 Building $574,200 | $2,796,800 (-) Land $500,000 Building $2,296,800 |
| 2024 | $12,364.00 | $699,200 (-) Land $125,000 Building $574,200 | |
| 2023 | $699,200 Land $125,000 Building $574,200 | ||
| 2021 | $2,796,800 Land $500,000 Building $2,296,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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