Franklin County property record for 1989 River Bend, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,054 sqft · built 1997 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | Owner Name on File |
| Last Sale | $57,000 (May 1997) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-07S-04W-0000-0020-0050 |
| Primary APN | 04-07S-04W-0000-0020-0050 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,054 sqft Heated Area |
| Gross Area | 3,736 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 235,224 sqft (5.4 acres) |
| Garage Area | 350 sqft |
| Driveway | Driveway |
| Driveway Area | 1,341 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 1,332 sqft |
| Deck Area | 176 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1989 RIVER BND |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 RIVER BEND PLANTATION CONTAINING 5.49 AC M/L OR 343/187 575/475 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 04 |
| Legal Subdivision | RIVER BEND PLANTATION |
| Legal Lot Number | 9 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 970102 |
Source: Franklin County records · APN 04-07S-04W-0000-0020-0050
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 839, CARRABELLE, FL 32322-0839 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 1997 · Amount on Record |
| Deed Sale | May 01, 1997 · Amount on Record |
| Deed Document Number | 0000575475 |
| Deed Book / Page | 575 / 475 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 1989 RIVER BND, CARRABELLE, FL 32322-2323 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019001672 |
|---|---|
| Date | Apr 06, 2017 |
| Book Page | 1189/545 |
| Instrument | 201719001672 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 (+2.18%) Homeowner's exemption | $230,893 (+2.9%) | $355,108 (-1.14%) Land $61,000 Building $294,108 |
| 2024 | $1,786.00 (-0.33%) Homeowner's exemption | $224,386 (+3%) | $359,202 (+23.99%) Land $61,000 Building $298,202 |
| 2023 | $1,792.00 (+0.79%) Homeowner's exemption | $217,850 (+3%) | $289,694 (+26.82%) Land $51,000 Building $238,694 |
| 2022 | $1,778.00 Homeowner's exemption | $211,505 | $228,431 Land $51,000 Building $177,431 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 1 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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