Pinellas County property record for 1989 Lorraine Rd, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,228 sqft · built 1970 |
| Lot Size | 0.282 acres (12,266 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (May 2024) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-1671-9 |
| Primary APN | C62-000-749-1671-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 1,815 sqft |
| 1st Floor Area | 1,228 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,266 sqft (0.282 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 587 sqft |
| Deck Area | Deck Area |
| Patio Area | 126 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R47482 |
|---|---|
| Street Address | 1989 LORRAINE RD |
| City | LARGO |
| State | FL |
| Zip | 33774-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG ACRES, UNIT G BLK C, LOT 5 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 5 |
| Legal Subdivision | BIG ACRES, UNIT G |
| Legal Tract | 8766 |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 25207 |
1989 Lorraine Rd is owned and occupied by an individual who bought it in May 2024.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Apr 11, 2022 | Warranty Deed, Transfer TITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I |
| Jul 14, 2021 | Warranty Deed, Transfer TITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I |
| Nov 13, 2020 | Warranty Deed, Transfer SOUNDS/SERVICE RADIO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on File |
| Deed Sale | May 13, 2024 · Amount on File |
| Prior Sale | Apr 11, 2022 · Amount on File |
| Deed Document Number | 2024122068 |
| Deed Book / Page | 22797 / 2438 |
| Prior Transfer Date | Oct 13, 2006 |
| Prior Transfer Doc | 0154300834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 13, 2024 |
| Property Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Number | 0227972438 |
| Book / Page | 22797 / 2438 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | May 10, 2024 |
| Instrument | 2024122068 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | UNKNOWN, ENDPOINT DIGITAL CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1032 E BRANDON BLVD, BRANDON, FL 33511-5509 |
| Name | Verified Name |
|---|---|
| Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Number | 0227972441 |
|---|---|
| Date | May 13, 2024 |
| Instrument | 22797/2441 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Number | 0220131389 |
| Book / Page | 22013 / 1389 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022112775 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | TITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I |
| Amount | Amount on Record |
|---|---|
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 BRICKELL AVE, MIAMI, FL 33131-3112 |
| Name | Verified Name |
|---|---|
| Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 14, 2021 |
| Property Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Number | 0216241875 |
| Book / Page | 21624 / 1875 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021230195 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | TITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I |
| Amount | Amount on Record |
|---|---|
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1762 MARTHA LN, CLEARWATER, FL 33756-3624 |
| Name | Verified Name |
|---|---|
| Address | 1111 BRICKELL AVE, MIAMI, FL 33131-3112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 1989 LORRAINE RD, LARGO, FL 33774-1623 |
| Document Number | 0212530457 |
| Book / Page | 021253 / 000457 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 341626 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | UNITED TITLE AFFILIATES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,043.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1762 MARTHA LN CLEARWATER FL 337563624, CLEARWATER, FL 33756-3624 |
| Document Number | 212530458 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 021253/000458 |
| Instrument | 341627 |
| Name | SOUNDS/SERVICE RADIO INC |
|---|---|
| Address | PO BOX 987, INDIAN ROCKS BEACH, FL 33785-0987 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1989 Lorraine Rd was $4,234 with a homeowner's exemption, down 42.1% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,234.00 (-42.08%) Homeowner's exemption | $265,199 | $350,115 Land $167,577 Building $182,538 |
| 2024 | $7,310.00 (-1.63%) | ||
| 2023 | $7,431.00 (+49.55%) | $392,963 (+50.46%) | $392,963 (+50.46%) Land $222,992 Building $169,971 |
| 2022 | $4,969.00 | $261,177 | $261,177 Land $154,547 Building $106,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1989 Lorraine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1989 Lorraine Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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