1943 Lorraine Rd, Largo, FL 33774 Property Records

Pinellas County property record for 1943 Lorraine Rd, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 945 sqft · built 1964
Lot Size0.269 acres (11,696 sqft)
OwnerIndividual Name on File
Last Sale$71,146 (Aug 2026)
Tax Bill$2,601 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-749-1673-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-1673-5
Alternative APNs
  • 05-30-15-08766-003-0070
  • 301505087660030070
  • 153005087660030070
  • R47484

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area945 sqft Living Area
Gross Area1,620 sqft
1st Floor Area945 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1991
Architectural StyleH-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,696 sqft (0.269 acres)
Lot Dimensions136 ft deep x 86 ft wide
Garage TypeAttached
Garage Area405 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area270 sqft
Deck Area240 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR47484
Street Address1943 LORRAINE RD
CityLARGO
StateFL
Zip33774-1623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIG ACRES, UNIT G BLK C, LOT 7
Legal Range15E
Legal Township30S
Legal Section5
Legal SubdivisionBIG ACRES, UNIT G
Legal Tract8766
Legal BlockC
Legal Lot Number7
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3011
Census Tract25207

Owner

1943 Lorraine Rd is owned and occupied by an individual who bought it in August 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1943 LORRAINE RD, LARGO, FL 33774-1623
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Special Warranty Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Aug 12, 2022Deed of Trust, Mortgage
DENNIS G RUPPEL ETUX
Jul 19, 2019Warranty Deed, Transfer · Line of Credit
FREEDOM BANK
Apr 17, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2026 · Amount on File
Deed SaleAug 12, 2026 · Amount on File
Prior SaleJul 19, 2019 · Amount on File
Deed Document Number2026216545
Deed Book / Page23660 / 1407
Record UpdatedOct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateAug 12, 2026
Property Address1943 LORRAINE RD, LARGO, FL 33774-1623
Document Number0000216545
Book / Page23660 / 1407
Instrument DateAug 12, 2026
Instrument2026216545
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$50,300.02
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 LORRAINE RD, LARGO, FL 33774-1623

Mortgage

Document Number0000216546,
DateAug 12, 2026
Instrument2026216546
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1943 LORRAINE RD, LARGO, FL 33774-1623
Transaction TypeMortgage
Record UpdatedDec 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 LORRAINE RD, LARGO, FL 33774-1623

Mortgage

Document Number0221662270
DateAug 12, 2022
Book Page22166/2270
Instrument2022247364
Lender
NameDENNIS G RUPPEL ETUX
TypePrivate Party
Address100 BEACH DR NE UNIT 1701, ST PETERSBURG, FL 33701
Agreement
AmountAmount on Record

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 19, 2019
Property Address1943 LORRAINE RD, LARGO, FL 33774-1623
Document Number0206202187
Book / Page20620 / 2187
Map ReferenceMB 33 PG 88
Instrument DateJul 19, 2019
Instrument2019228894
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1624 MADRID DR, 1624, LARGO, FL 33778-1211

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1943 LORRAINE RD, LARGO, FL 33774-1623

Mortgage

Document Number0206202191
DateJul 19, 2019
Instrument20620/2191
Lender
NameFREEDOM BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 19, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1943 LORRAINE RD, LARGO, FL 33774-1623
Document Number0200470761
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedJun 11, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1943 LORRAINE RD LARGO FL 337741623, LARGO, FL 33774-1623

Mortgage

Document Number0200470761
DateMay 10, 2018
Book Page020047/000761
Instrument149469
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term336 Months
DueMay 9, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1943 Lorraine Rd was $2,601.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,601.00$179,188$303,051 Land $158,295 Building $144,756
2023$2,400.00 (+3.45%) Homeowner's exemption$169,066 (+3%)$325,147 (+35.45%) Land $207,233 Building $117,914
2022$2,320.00 Homeowner's exemption$164,142$240,043 Land $146,481 Building $93,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1943 Lorraine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1943 Lorraine Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Lorraine Rd

Nearby Streets

Search Property Records by Address or Parcel Number