1989 la Cadena, Diablo, CA 94528 Property Records

Contra Costa County property record for 1989 la Cadena, Diablo, CA 94528

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,159 sqft · built 2022
Lot Size	0.732 acres (31,929 sqft)
Owner	Individual Name on File
Last Sale	$5,000,000 (May 2024)
Tax Bill	$57,002 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195-260-019-3`

Property Details

APN / Parcel Number

Primary APN	`195-260-019-3`
Alternative APN	`195-260-019`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,159 sqft Living Area
1st Floor Area	4,159 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Lot Area	31,929 sqft (0.732 acres)
Garage Area	1,297 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	195-260-019-3
Street Address	1989 LA CADENA
City	DIABLO
State	CA
Zip	94528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T188PM3 POR PCLS A & B
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	346205

Owner

1989 la Cadena is owned by an individual who bought it in May 2024.

Source: Contra Costa County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	145 E PROSPECT AVE STE 218, 218, DANVILLE, CA 94526-3869
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage DAVID ZAVALA
Jun 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
May 12, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	May 12, 2023
Deed Document Number	2024-049693
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1989 LA CADENA, DIABLO, CA 94528
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1989 LA CADENA, DIABLO, CA 94528

Mortgage

Document Number	0000099697
Date	Oct 11, 2023
Instrument	2023-099697

Lender

Name	DAVID ZAVALA
Type	Private Party
Address	2083 MAGNOLIA WAY, WALNUT CREEK, CA 94595

Agreement

Amount	Amount on Record

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1989 LA CADENA, DIABLO, CA 94528
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 SUNSHINE CIR, DANVILLE, CA 94506-4404

Mortgage

Document Number	0000101212
Date	Jun 20, 2022
Instrument	2022-101212

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 12, 2023
Property Address	1989 LA CADENA, DIABLO, CA 94528
Document Number	0000045160
Map Reference	MB 188 PG 3
Instrument Date	May 5, 2023
Instrument	2023-045160
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	PO BOX 8, DIABLO, CA 94528-0008

Mortgage

Document Number	0000045161
Date	May 12, 2023
Instrument	2023-045161

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Aug 1, 2028
Change Frequency	Monthly
Min Rate At Change	3.95%
Index	1-Year T-Bill
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1989 la Cadena was $57,002.

Source: Contra Costa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$57,002.00	$5,100,000 Land $2,550,000 Building $2,550,000
2023	$42,946.00 (+83.19%)	$3,792,000 Land $2,142,000 Building $1,650,000
2022	$23,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1989 la Cadena in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1989 la Cadena is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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