1953 la Cadena, Diablo, CA 94528 Property Records

Contra Costa County property record for 1953 la Cadena, Diablo, CA 94528

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 3 ba · 3,120 sqft · built 1949
Lot Size	0.633 acres (27,573 sqft)
Owner	2 Company Names on Record
Last Sale	$4,900,000 (Jan 2026)
Tax Bill	$25,060 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195-260-003-7`

Property Details

APN / Parcel Number

Primary APN	`195-260-003-7`
Alternative APN	`195-260-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,120 sqft Living Area
1st Floor Area	3,120 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1954
Lot Area	27,573 sqft (0.633 acres)
Garage Type	Attached
Garage Area	324 sqft

Location & Zoning

Street Address	1953 LA CADENA
City	DIABLO
State	CA
Zip	94528
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	R20
Legal Description	POR NE QR SEC 22 T1S R1W .633 AC
Legal Range	01W
Legal Township	01S
Legal Section	22
Legal Subdivision	MOUNT DIABLO ESTATE PARK SUB F
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	346205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1953 LA CADENA, DIABLO, CA 94528
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2024	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK OF COMMERCE
Jan 29, 2026	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jun 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Document Number	20269451
Prior Transfer Date	Aug 15, 2024
Prior Transfer Doc	0000081663
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1953 LA CADENA, DIABLO, CA 94528
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EL NIDO, DIABLO, CA 94528

Mortgage

Document Number	0000137297
Date	Dec 24, 2024
Instrument	2024- 137297

Lender

Name	HERITAGE BANK OF COMMERCE
Type	Bank
Address	224 AIRPORT PKWY STE 100, SAN JOSE, CA 95110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 29, 2026
Property Address	1953 LA CADENA, DIABLO, CA 94528
Document Number	0000009451
Instrument Date	Jan 23, 2026
Instrument	2026- 009451
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1953 LA CADENA, DIABLO, CA 94528

Mortgage

Document Number	0000009452
Date	Jan 29, 2026
Instrument	2026- 009452

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Max Rate	10.2%

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2019
Property Address	1953 LA CADENA, DIABLO, CA 94528
Document Number	0000087530
Instrument Date	Apr 5, 2019
Instrument	87530
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1953 LA CADENA DIABLO CA 94528, DIABLO, CA 94528

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2019
Property Address	1953 LA CADENA, DIABLO, CA 94528
Document Number	0000087531
Instrument Date	Apr 5, 2019
Instrument	87531
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1953 LA CADENA DIABLO CA 94528, DIABLO, CA 94528

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,593,000 (+113.63%) Land $2,193,000 Building $2,400,000
2025	$25,060.00 (+547.88%)	$2,150,000 (+971.71%) Land $2,150,000
2023	$3,868.00 (+3.26%) Homeowner's exemption	$200,614 Land $49,454 Building $151,160
2022	$3,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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