Grayson County property record for 1988 Elmore Rd, Denison, TX 75021
| Property Type | Single Family Home |
|---|---|
| Details | 2,302 sqft · built 1976 |
| Lot Size | 2.66 acres (115,913 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,450 (Jan 2026) |
| Tax Bill | $2,412 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071 106401002 |
| Primary APN | 071 106401002 |
|---|---|
| Alternative APN |
|
| Building Area | 2,302 sqft |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 115,913 sqft (2.66 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 580 sqft |
| Utility Building | 1,500 sqft |
| Street Address | 1988 ELMORE RD |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75021-6196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-1064 SMITH CHAS A-G1064, ACRES 2.661 |
| Legal Subdivision | SMITH CHAS A-G1064 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 101 |
1988 Elmore Rd is owned by two individuals who bought it in January 2026.
Source: Grayson County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4816 LIBERTY HILL TRL, SHERMAN, TX 75092-3935 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Jan 6, 2026 | Deed of Trust, Mortgage · Commercial Mortgage GREAT PLAINS NATIONAL BANK |
| May 13, 2022 | Vendor's Lien, Transfer FIRST UNITED BANK AND TRUST CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | May 13, 2022 · Amount on File |
| Deed Document Number | 2026253 |
| Prior Transfer Date | Jul 31, 2012 |
| Prior Transfer Doc | 0000015073 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 8, 2026 |
| Property Address | 1988 ELMORE RD, DENISON, TX 75021-6196 |
| Document Number | 0000023028 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202623028 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1988 ELMORE RD, DENISON, TX 75021-6196 |
| Document Number | 0000023028, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202623028 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1988 ELMORE RD, DENISON, TX 75021-6196 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4816 LIBERTY HILL TRL, SHERMAN, TX 75092-3935 |
| Document Number | 0000000254 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-254 |
| Name | GREAT PLAINS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 2624 N LOY LAKE RD, SHERMAN, TX 75090 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 13, 2022 |
| Property Address | 1988 ELMORE RD, DENISON, TX 75021-6196 |
| Document Number | 0000016740 |
| Instrument Date | May 11, 2022 |
| Instrument | 2022-16740 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2812 RAY DR, DENISON, TX 75020-1237 |
| Date | May 13, 2022 |
|---|
| Name | FIRST UNITED BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1988 Elmore Rd was $2,412, up 5.1% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,412.00 (+5.05%) | $149,845 Land $87,475 Building $62,370 | $149,845 Land $87,475 Building $62,370 |
| 2024 | $2,296.00 | ||
| 2023 | $150,929 Land $91,574 Building $59,355 | $150,929 Land $91,574 Building $59,355 | |
| 2022 | $2,031.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1988 Elmore Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1990–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1988 Elmore Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 50 / 10 |
May also be available: 360 Broadband, TekWav.
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