1820 Elmore Rd, Denison, TX 75021 Property Records

Grayson County property record for 1820 Elmore Rd, Denison, TX 75021

Property Summary

Property Type	Rural Improved / Non-Residential
Details	3,546 sqft · built 2003
Lot Size	12.5 acres (544,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$206 (2024)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071 1064010`

Property Details

APN / Parcel Number

Primary APN	`071 1064010`
Alternative APN	`112850`

Interior

Building Area	3,546 sqft
Gross Area	4,171 sqft
Upper Floors Area	678 sqft

Exterior

Year Built	Built 2003
Lot Area	544,500 sqft (12.5 acres)
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,085 sqft
Patio Area	72 sqft
Utility Building	4,550 sqft

Location & Zoning

Account Number	112850
Old Parcel Number	071 1064010
Street Address	1820 ELMORE RD
City	DENISON
State	TX
Zip	75021
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	G-1064 SMITH CHAS A-G1064, ACRES 12.5000
Legal Subdivision	SMITH CHAS A-G1064
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1016
Census Tract	101

Owner

1820 Elmore Rd is owned by two individuals who acquired it in February 2021.

Source: Grayson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5024 ALBANY DR, PLANO, TX 75093-5074
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Nov 18, 2020	Warranty Deed, Transfer INDEPENDENT BK
Nov 18, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021
Deed Sale	Feb 26, 2021
Deed Document Number	2021-6013
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 25, 2020
Property Address	OAK RDG, DENISON, TX 75021
Document Number	0000033114
Instrument Date	Nov 25, 2020
Instrument	33114
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 OAK RIDGE RD DENISON TX 750217555, DENISON, TX 75021-7555

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 18, 2020
Property Address	OAK RDG, DENISON, TX 75021
Document Number	0000032107
Instrument Date	Nov 17, 2020
Instrument	32107
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1651 COUNTY ROAD 27100 ROXTON TX 754774008, ROXTON, TX 75477-4008

Mortgage

Document Number	32108
Date	Nov 18, 2020
Instrument	32108

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 18, 2020
Property Address	OAK RDG, DENISON, TX 75021
Document Number	0000032104
Instrument Date	Nov 17, 2020
Instrument	32104
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6651 LANGE CIR DALLAS TX 752142420, DALLAS, TX 75214-2420

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,578 Land $375 Building $12,203	$307,764 Land $295,561 Building $12,203
2024	$206.00
2023		$13,070 Land $903 Building $12,167	$444,445 Land $432,278 Building $12,167
2022	$115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1820 Elmore Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1820 Elmore Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: 360 Broadband, TekWav.

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