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1988 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 1988 E Cedar St, Franklin, KY 42134 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,751 sqft · built 2008
Lot Size3.88 acres (169,013 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Jan 2006)
Tax Bill$2,201 (2025)
Deeds & MortgagesSep 2018 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN042-00-00-057.00

Property Details

APN / Parcel Number

Primary APN042-00-00-057.00
Alternative APN
  • 2071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,751 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area169,013 sqft (3.88 acres)
Garage TypeAttached
Garage Area506 sqft
PorchPorch
Porch Area92 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1988 E CEDAR ST
CityFRANKLIN
StateKY
Zip42134-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1988 EAST CEDAR STREET
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3028
Census Tract970200

Owner

Source: Simpson County records · APN 042-00-00-057.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 404, FRANKLIN, KY 42135-0404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Jun 24, 2013Deed of Trust, Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2006 · Amount on Record
Deed SaleJan 23, 2006 · Amount on Record
Deed Document Number0000262604
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address1988 E CEDAR ST, FRANKLIN, KY 42134-1211
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M449/790
DateSep 24, 2018
Book PageM449/790
Instrument1188356
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueSep 12, 2033

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address1988 E CEDAR ST, FRANKLIN, KY 42134-1211
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000M489/10
DateFeb 09, 2021
Book PageM489/10
Instrument1200921
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address1988 E CEDAR ST, FRANKLIN, KY 42134-1211
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1988 E CEDAR ST, FRANKLIN, KY 42134-1211

Mortgage

Document Number000392/435
DateJun 24, 2013
Book Page392/435
Instrument1123135
Lender
NameREGIONS BANK
Address201 MILAN PKWY, BIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term180 Months
DueJun 10, 2028

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,201.00 (+35.45%) Homeowner's exemption$300,000 (+35.75%)$300,000 (+35.75%)
2023$1,625.00 Homeowner's exemption$221,000$221,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212139702003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Franklin Electric Plant BoardFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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