Simpson County property record for 1928 E Cedar St, Franklin, KY 42134 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 4,721 sqft Living Area |
| Lot Size | 105,415 sqft (2.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2018) |
| Tax Bill | $4,826.00 (2025) |
| Primary APN | 042-00-00-059.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,721 sqft Living Area |
| Basement Area | 1,470 sqft Basement |
| Unfinished Basement | 1,470 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 105,415 sqft (2.42 acres) |
| Garage Type | Basement Garage |
| Garage Area | 1,470 sqft Garage |
| Porch | Porch |
| Porch Area | 627 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1928 E CEDAR ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1211 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1928 EAST CEDAR STREET |
| Jurisdiction | SIMPSON KY |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 970200 |
Source: Simpson County records · APN 042-00-00-059.00
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1928 E CEDAR ST, FRANKLIN, KY 42134-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Deed Doc Number | 0000033579 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1928 E CEDAR ST, FRANKLIN, KY 42134-1211 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1928 E CEDAR ST, FRANKLIN, KY 42134-1211 |
| Investor | Possibly a Property Investor |
| Document Number | 00M570/903 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | M570/903 |
| Instrument | 1237044 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1928 E CEDAR ST, FRANKLIN, KY 42134-1211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|
| Document Number | 00M477/235 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | M477/235 |
| Instrument | 1197712 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,826.00 (+29.59%) | $550,000 (+37.5%) | $550,000 (+37.5%) |
| 2023 | $3,724.00 | $400,000 | $400,000 |
Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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