1988 Cherokee Trce, Gilmer, TX 75644 Property Records

Upshur County property record for 1988 Cherokee Trce, Gilmer, TX 75644

Property Summary

Property Type	Rural Home
Details	2 ba · 5,957 sqft · built 1995
Lot Size	2.56 acres (111,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,950 (Dec 2024)
Tax Bill	$5,797 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238U-S02-000-013-1`

Property Details

APN / Parcel Number

Primary APN	`238U-S02-000-013-1`
Alternative APN	`65056951`

Interior

Full Baths	2 Baths
Building Area	5,957 sqft Living Area
1st Floor Area	3,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Material	Galvanized Metal
Lot Area	111,557 sqft (2.56 acres)
Garage Type	Carport
Garage Area	588 sqft
Carport	Carport
Carport Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	238U-S02-000-013-1
Street Address	1988 CHEROKEE TRCE
City	GILMER
State	TX
Zip	75644-6430
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A238 HART, WILLIAM H,TRACT 13-1, 2.561 ACRES (+.10 AC IN RD) & HOUSE
Legal Subdivision	WILLIAM H SURVEY A-238
Legal Tract	1-13
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1057
Census Tract	950301

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 27, 2024	Vendor's Lien, Transfer · Conventional Mortgage CREDIT UNION OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Deed Document Number	20248044
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430

Mortgage

Document Number	0202601010
Date	Feb 19, 2026
Instrument	202601010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503665
Date	Jun 11, 2025
Instrument	202503665

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Dec 27, 2024
Property Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430
Document Number	0202408044
Map Reference	VOL 192 PG 598
Instrument Date	Dec 23, 2024
Instrument	202408044
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 343, GILMER, TX 75644-0343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1988 CHEROKEE TRCE, GILMER, TX 75644-6430

Mortgage

Document Number	0202408045
Date	Dec 27, 2024
Instrument	202408045

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,797.00 (+2.97%) Homeowner's exemption	$382,880 (+2.96%) Land $67,760 Building $315,120	$382,880 (+2.96%) Land $67,760 Building $315,120
2025	$5,630.00 (+221.16%)	$371,880 (+27.04%) Land $51,990 Building $319,890	$371,880 (+27.04%) Land $51,990 Building $319,890
2023		$292,730 Land $38,130 Building $254,600	$292,730 Land $38,130 Building $254,600
2022	$1,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Cherokee Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures