Upshur County property record for 1973 Cherokee Trce, Gilmer, TX 75644
| Property Type | Rural Home |
|---|---|
| Details | 6,260 sqft · built 2019 |
| Lot Size | 7.84 acres (341,902 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,707 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 238U-S02-000-005-1 |
| Primary APN | 238U-S02-000-005-1 |
|---|---|
| Alternative APN |
|
| Building Area | 6,260 sqft Living Area |
|---|---|
| 1st Floor Area | 2,895 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Material | Galvanized Metal |
| Lot Area | 341,902 sqft (7.84 acres) |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 238U-S02-000-005-1 |
|---|---|
| Street Address | 1973 CHEROKEE TRCE |
| City | GILMER |
| State | TX |
| Zip | 75644-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A238 HART, WILLIAM H,TRACT 5-1, 7.849 ACRES & HOUSE |
| Legal Tract | 1-5 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 950301 |
Source: Upshur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1973 CHEROKEE TRCE, GILMER, TX 75644-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF EAST TEXAS |
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 1973 CHEROKEE TRCE, GILMER, TX 75644-6354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0202106655 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 202106655 |
| Name | THE FIRST NATIONAL BANK OF EAST TEXAS |
|---|---|
| Type | Bank |
| Address | GILMER, TX 75644 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 1973 CHEROKEE TRCE, GILMER, TX 75644-6354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301861 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 202301861 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,707.00 (+22.43%) Homeowner's exemption | $773,217 (-2.32%) Land $125,551 Building $647,666 | $773,217 (-2.32%) Land $125,551 Building $647,666 |
| 2025 | $9,562.00 (-3.08%) Homeowner's exemption | $791,590 (+13.94%) Land $99,840 Building $691,750 | $791,590 (+13.94%) Land $99,840 Building $691,750 |
| 2023 | $694,750 Land $59,060 Building $635,690 | $694,750 Land $59,060 Building $635,690 | |
| 2022 | $9,866.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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