St. Mary's County property record for 19872 Preference Way, Callaway, MD 20620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,760 sqft · built 1995 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Apr 2003) |
| Tax Bill | $3,974 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-023482 |
| Primary APN | 02-023482 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,760 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Type | Detached |
| Garage Area | 2,560 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023482 |
|---|---|
| Street Address | 19872 PREFERENCE WAY |
| City | CALLAWAY |
| State | MD |
| Zip | 20620-2063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 PLAT 21/15 PT OF PARRISH BEADLE |
| Legal Subdivision | PARISH BEADLE |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19872 PREFERENCE WAY, CALLAWAY, MD 20620-2063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2003 · Amount on Record |
| Deed Sale | Apr 9, 2003 · Amount on Record |
| Prior Sale | Aug 24, 1992 · Amount on Record |
| Deed Document Number | 20032943 |
| Deed Book / Page | 1977 / 473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 19872 PREFERENCE WAY, CALLAWAY, MD 20620-2063 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BLUE CRAB T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 19872 PREFERENCE WAY, CALLAWAY, MD 20620-2063 |
| Document Number | 0060960244 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 6096/244 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,333 (+29.84%) | $509,400 (+9.01%) Land $119,200 Building $390,200 | |
| 2025 | $3,974.00 (+7.55%) Homeowner's exemption | ||
| 2023 | $3,695.00 Homeowner's exemption | $370,700 | $467,300 Land $113,200 Building $354,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Verizon.
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