19862 Preference Way, Callaway, MD 20620 Property Records

St. Mary's County property record for 19862 Preference Way, Callaway, MD 20620

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,144 sqft · built 1987
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2022)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-023474`

Property Details

APN / Parcel Number

Primary APN	`02-023474`
Alternative APNs	`2023474` `023474`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,144 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Type	Detached
Garage Area	1,786 sqft
Parking Spaces	6 Parking Spaces
Deck Area	456 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	023474
Street Address	19862 PREFERENCE WAY
City	CALLAWAY
State	MD
Zip	20620-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 1 PLAT 21/15 PART OF PARISH BEADLE
Legal Subdivision	PARISH BEADLE
Legal Lot Number	1
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2011
Census Tract	876101

Owner

Source: St. Mary's County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 23, 2022	Deed, Transfer · FHA Mortgage VELLUM MORTGAGE LLC
Dec 3, 2018	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Mar 30, 2018	Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Book / Page	6169 / 414
Prior Transfer Date	Jun 24, 1991
Prior Transfer Doc	0603000200
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054760276
Date	Sep 24, 2020
Book Page	5476/276

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059780071
Date	Nov 5, 2021
Book Page	5978/71

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jun 1, 2051

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 23, 2022
Property Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Document Number	0061690414
Book / Page	6169 / 414
Map Reference	LB MRB 21 FO 15
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,525.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	0006169419
Date	Jun 23, 2022
Instrument	6169/419

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Document Number	0049970430
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19862 PREFERENCE WAY CALLAWAY MD 206202063, CALLAWAY, MD 20620-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	0049970430
Date	Dec 18, 2018
Book Page	004997/000430

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 30, 2018
Property Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Document Number	0048420301
Book / Page	4842 / 301
Map Reference	LB MRB21 FO15
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,873.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19862 PREFERENCE WAY, CALLAWAY, MD 20620-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	0004842308
Date	Mar 30, 2018
Instrument	4842/308

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,100 (+44.31%)	$431,300 (+10.87%) Land $121,100 Building $310,200
2025	$4,275.00 (+37.37%)
2023	$3,112.00	$279,333	$389,000 Land $115,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: Verizon.

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