St. Clair County property record for 1987 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,974 sqft |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Feb 2013) |
| Tax Bill | $2,651 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-053-0034-000 |
| Primary APN | 74-07-053-0034-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,509 sqft |
| Basement Area | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 15,115 sqft (0.347 acres) |
|---|---|
| Lot Dimensions | 168 ft deep x 90 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1987 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | E90' OF W 332.15' OF N 201' LYING S OF VINE ST BEING PART OF 50 A LOTS 2 & 3 SECTIONS 304 & 305 ACCORDING TO THE PLAT RECORDED IN LIBER D OF PLATS PG 36 ST CLAIR COUNTY ALSO COMMONLY KNOWN AS MAP OF PC 304 & 305 |
| Legal Subdivision | SECTION 304 & 305 SUB |
| Legal Lot Number | 2-3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-053-0034-000
Assessment roll updated October 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1987 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2013 · Amount on Record |
| Deed Sale | Feb 07, 2013 · Amount on Record |
| Deed Document Number | 20133639 |
| Deed Book / Page | 4356 / 209 |
| Last Transfer Date | Jun 23, 2026 |
| Transfer Doc | 0000012897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 1987 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Number | 0000012897 |
| Book / Page | 5937 / 420 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202612897 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1987 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 14, 2026 |
| Property Address | 1987 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Number | 0005923864 |
| Book / Page | 5923 / 864 |
| Instrument Date | May 07, 2026 |
| Instrument | 20269699 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1987 VINE ST, SAINT CLAIR, MI 48079-5523 |
| Document Number | 0000009699, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 5923/864 |
| Instrument | 20269699 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 02, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,651.00 (-8.05%) Homeowner's exemption | $140,900 (+34.19%) | |
| 2024 | $2,883.00 (+7.25%) | $281,800 (+34.19%) | |
| 2023 | $105,000 | ||
| 2022 | $2,688.00 | $210,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476420005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 164 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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