St. Clair County property record for 1986 Vine St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 1994 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $355,000 (Sep 2025) |
| Tax Bill | $3,709 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-190-0001-000 |
| Primary APN | 74-07-190-0001-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 1,616 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1986 VINE ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | LOT 1 COX SUBD |
| Legal Subdivision | COX SUBD |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 642000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4169 MEYERS RD, WATERFORD, MI 48329-1948 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC |
| Sep 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Deed Document Number | 202517730 |
| Deed Book / Page | 5852 / 437 |
| Prior Transfer Date | Sep 16, 2021 |
| Prior Transfer Doc | 5421908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 19, 2025 |
| Property Address | 1986 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 0005852437 |
| Book / Page | 5852 / 437 |
| Map Reference | LB 57 PG 30 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025017730 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10310 OAK ST, GOODRICH, MI 48438-9725 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4169 MEYERS RD, WATERFORD, MI 48329-1948 |
| Document Number | 2025015955 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025015955 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 17, 2021 |
| Property Address | 1986 VINE ST, SAINT CLAIR, MI 48079-5522 |
| Document Number | 5421908 |
| Book / Page | 5421 / 908 |
| Map Reference | LB 57 PG 30 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021026495 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1986 VINE ST, SAINT CLAIR, MI 48079-5522 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,500 (+2.22%) | $285,000 (+2.22%) | |
| 2025 | $3,709.00 (+1.84%) Homeowner's exemption | $139,400 (+20.17%) | |
| 2024 | $3,642.00 (+9.5%) | $278,800 (+20.17%) | |
| 2023 | $116,000 | ||
| 2022 | $3,326.00 | $232,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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