1987 Main St, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1987 Main St, Covington, KY 41017

Property Summary

Property Type	Other Improved
Details	938 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on File
Last Sale	$57,500 (Jun 2019)
Tax Bill	$99 (2025)
Deeds & Mortgages	May 2025 Transfer Jul 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`044-10-00-037.00`

Property Details

APN / Parcel Number

Primary APN	`044-10-00-037.00`

Interior

Stories	1 Story
Building Area	938 sqft Finished Area
Gross Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1987 MAIN ST
City	COVINGTON
State	KY
Zip	41017-9574
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LLL STAR ROUTE BLK 3 LOTS 7-8
Legal Subdivision	LLL STAR ROUTE (L M STEPHENS)
Legal Phase	3
Legal Block	3
Legal Lot Number	7-8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2026
Census Tract	65502

Owner

1987 Main St is held in a trust since May 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1979 MAIN ST, COVINGTON, KY 41017-9574
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Intrafamily Transfer, Transfer
Jul 25, 2024	Deed, Transfer
Jun 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Deed Document Number	201906 19 059 00050
Deed Book / Page	4281 / 144
Last Transfer Date	May 10, 2024
Transfer Doc	0005900169
Record Updated	Oct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 7, 2025
Property Address	1987 MAIN ST, COVINGTON, KY 41017-9574
Document Number	0005900042
Book / Page	KC 341 / 688
Map Reference	MB 2 PG 11
Instrument Date	Jan 21, 2025
Instrument	25050705900042
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1979 MAIN ST, COVINGTON, KY 41017-9574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 MAIN ST, COVINGTON, KY 41017-9574

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 25, 2024
Property Address	1987 MAIN ST, COVINGTON, KY 41017-9574
Document Number	0005900169
Book / Page	KC 296 / 924
Map Reference	MB 2 PG 11
Instrument Date	Jul 15, 2024
Instrument	24072505900169
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3411 CEDAR TREE LN, ERLANGER, KY 41018-1103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1979 MAIN ST, COVINGTON, KY 41017-9574

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 19, 2019
Property Address	1987 MAIN ST, COVINGTON, KY 41017-9574
Document Number	0000000050
Book / Page	0I4281 / 000144
Instrument Date	Apr 19, 2019
Instrument	50
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$57.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2128 RIGGS RD INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Tax Assessment & Valuation

The 2025 property tax bill for 1987 Main St was $99.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2025	$99.00	$10,000 Land $10,000	$10,000 Land $10,000
2023	$612.00	$57,500 Land $5,000 Building $52,500	$57,500 Land $5,000 Building $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1987 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	24 (1990–2013)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1987 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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