19865 720th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 19865 720th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 6,926 sqft · built 2022
Lot Size	120 acres (5,227,200 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Sep 2020)
Tax Bill	$18,792 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`09.014.0010`

Property Details

APN / Parcel Number

Primary APN	`09.014.0010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	17 Rooms
Stories	1 Story
Building Area	6,926 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,442 sqft
Basement Area	1,887 sqft
Finished Basement	1,887 sqft
Unfinished Basement	2,256 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,227,200 sqft (120 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	882 sqft
Deck Area	882 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	19865 720TH AVE
City	ALBERT LEA
State	MN
Zip	56007-5469
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-14 TWP-102 RANGE-022 120.00 AC W 1/2 NE 1/4 & SE 1/4 NW 1/4 14 102 22 120.00
Legal Range	22
Legal Township	102
Legal Section	14
Jurisdiction	FREEBORN MN
Township / Civil Division	PICKEREL LAKE
Census Block Group	3
Census Block	3067
Census Tract	180300

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19865 720TH AVE, ALBERT LEA, MN 56007-5469
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage BREMER BANK
Sep 11, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	2020V1148939
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	19865 720TH AVE, ALBERT LEA, MN 56007-5469
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A555308
Date	Jun 9, 2022
Instrument	A555308

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 11, 2020
Property Address	19865 720TH AVE, ALBERT LEA, MN 56007-5469
Document Number	CRV1148939
Instrument Date	Sep 11, 2020
Instrument	CRV1148939
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50318 250TH ST, 50318, AUSTIN, MN 55912-5699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HAPPY TRAILS LN, ALBERT LEA, MN 56007-4000

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Pickerel Lake Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,792.00 Homeowner's exemption	$1,732,900 (+93.6%) Land $265,200 Building $1,467,700	$1,732,900 (+93.6%) Land $265,200 Building $1,467,700
2025	$18,792.00 (+521.02%)
2023	$3,026.00 (-2.32%)	$895,100 Land $286,000 Building $609,100	$895,100 Land $286,000 Building $609,100
2020	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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