Freeborn County property record for 19738 720th Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,664 sqft · built 1962 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,368 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09.013.0070 |
| Primary APN | 09.013.0070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Basement Area | 629 sqft |
| Finished Basement | 629 sqft |
| Unfinished Basement | 1,388 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 191,664 sqft (4.4 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Porch | Patio |
| Porch Area | 196 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 19738 720TH AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-5468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-13 TWP-102 RANGE-022 4.40 AC REV DESC #2221(FORMERLY 1435) PT W1/2 NW1/4 13-102-22 4.40 ACRES |
| Legal Range | 22 |
| Legal Township | 102 |
| Legal Section | 13 |
| Legal Subdivision | STR: W2NW4S13&NE4NE4S14T102NR22W |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | PICKEREL LAKE |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 180300 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19738 720TH AVE, ALBERT LEA, MN 56007-5468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCENTRA CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 19738 720TH AVE, ALBERT LEA, MN 56007-5468 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | A550940 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | A550940 |
| Name | ACCENTRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 19738 720TH AVE, ALBERT LEA, MN 56007-5468 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | A546370 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | A546370 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Pickerel Lake Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,368.00 Homeowner's exemption Veteran's exemption | $370,300 (+11.81%) Land $74,400 Building $295,900 | $370,300 (+11.81%) Land $74,400 Building $295,900 |
| 2025 | $2,368.00 (-30.27%) | ||
| 2023 | $3,396.00 (+30.02%) Homeowner's exemption | $331,200 Land $74,400 Building $256,800 | $331,200 Land $74,400 Building $256,800 |
| 2020 | $2,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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