19862 Zeno St, Castro Valley, CA 94546 Property Records

Alameda County property record for 19862 Zeno St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,112 sqft · built 1964
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$1,360,000 (Apr 2025)
Tax Bill	$11,710 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84A-195-10`

Property Details

APN / Parcel Number

Primary APN	`84A-195-10`
Alternative APN	`084A-0195-010-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,720 sqft (0.154 acres)

Location & Zoning

Street Address	19862 ZENO ST
City	CASTRO VALLEY
State	CA
Zip	94546-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00019 BLK: 000B TR: 2483
Legal Subdivision	2483 EDEN TOWNSHIP
Legal Tract	2483
Legal Block	2
Legal Lot Number	19
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2001
Census Tract	430600

Owner

Source: Alameda County assessment roll, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Jan 29, 2016 · Amount on Record
Deed Document Number	202550087
Prior Transfer Date	Jun 12, 2024
Prior Transfer Doc	0000074532
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029

Mortgage

Document Number	0000025806
Date	Feb 23, 2026
Instrument	2026025806

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	3201 N 4TH AVE, SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029

Mortgage

Document Number	0000264419
Date	Aug 2, 2021
Instrument	2021264419

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	19862 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000269906
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19862 ZENO ST CASTRO VALLEY CA 945464029, CASTRO VALLEY, CA 94546-4029

Mortgage

Document Number	0000269906
Date	Dec 7, 2017
Instrument	269906

Lender

Name	THIRD FED'L S&L
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,380,200 (+50.23%) Land $416,160 Building $971,040
2025	$11,710.00 (+2.25%)	$918,707 (+3.25%) Land $277,712 Building $647,995
2024	$11,452.00 (+1.58%)
2023	$11,274.00 Homeowner's exemption	$889,767 Land $266,930 Building $622,837	$1,057,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: California Internet, T-Mobile USA.

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