19830 Zeno St, Castro Valley, CA 94546 Property Records

Alameda County property record for 19830 Zeno St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,507 sqft · built 1964
Lot Size	0.148 acres (6,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,380,000 (Apr 2022)
Tax Bill	$17,271 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`84A-195-9`

Property Details

APN / Parcel Number

Primary APN	`84A-195-9`
Alternative APN	`084A-0195-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,440 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19830 ZENO ST
City	CASTRO VALLEY
State	CA
Zip	94546-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: 000B TR: 2483
Legal Subdivision	2483 EDEN TOWNSHIP
Legal Tract	2483
Legal Block	B
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2001
Census Tract	430600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1058 RIDGEWOOD DR, MILLBRAE, CA 94030-1025
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Oct 15, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage THE MONEY HOUSE INC
Aug 11, 2021	Intrafamily Transfer, Transfer
Feb 8, 2019	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2017	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Nov 30, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Deed Document Number	202278935
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0000343689
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 20, 2022
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000078935
Map Reference	MB 48 PG 4
Instrument Date	Apr 19, 2022
Instrument	2022078935
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1058 RIDGEWOOD DR, MILLBRAE, CA 94030-1025

Mortgage

Document Number	0000078936
Date	Apr 20, 2022
Instrument	2022078936

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 15, 2021
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000343689
Map Reference	MB 48 PG 4
Instrument Date	Aug 17, 2021
Instrument	2021343689
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029

Mortgage

Document Number	0000343690
Date	Oct 15, 2021
Instrument	2021343690

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	851 Months
Due	Sep 5, 2092

Interest

Rate Type	Adjustable Rate
Rate	1.95%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	11.9%

Mortgage

Document Number	0000343691
Date	Oct 15, 2021
Instrument	2021343691

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	851 Months
Due	Sep 5, 2092

Interest

Rate Type	Adjustable Rate
Rate	1.95%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year CMT

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 11, 2021
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000273983
Map Reference	MB 48 PG 4
Instrument Date	Aug 10, 2021
Instrument	2021273983
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 8, 2019
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000026627
Instrument Date	Feb 1, 2019
Instrument	26627
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19830 ZENO ST CASTRO VALLEY CA 945464029, CASTRO VALLEY, CA 94546-4029

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ALAMEDA CA
Recording Date	Dec 28, 2017
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000286050
Instrument Date	Dec 13, 2017
Instrument	286050
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19830 ZENO ST CASTRO VALLEY CA 945464029, CASTRO VALLEY, CA 94546-4029

Mortgage

Document Number	286051
Date	Dec 28, 2017
Instrument	286051

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.77%

Mortgage

Document Number	286052,
Date	Dec 28, 2017
Instrument	286052

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.77%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 30, 2017
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000264177
Instrument Date	Nov 30, 2017
Instrument	264177
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19830 ZENO ST CASTRO VALLEY CA 945464029, CASTRO VALLEY, CA 94546-4029

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 20, 2017
Property Address	19830 ZENO ST, CASTRO VALLEY, CA 94546-4029
Document Number	0000158909
Instrument Date	Jul 17, 2017
Instrument	158909
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	19830 ZENO ST CASTRO VALLEY CA 945464029, CASTRO VALLEY, CA 94546-4029

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,390,000 (-) Land $417,000 Building $973,000
2025	$17,271.00 (+8.9%)	$1,390,000 (+9.54%) Land $417,000 Building $973,000
2023	$15,859.00	$1,269,000 Land $380,700 Building $888,300	$1,346,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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