1986 Finch Ln, Eugene, OR 97401 Property Records

Lane County property record for 1986 Finch Ln, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1985
Lot Size	0.139 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-16-33-10200-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-16-33-10200-000`
Alternative APN	`1283033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Finished Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	93 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1283033
Street Address	1986 FINCH LN
City	EUGENE
State	OR
Zip	97401-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:COBURG MEADOWS SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	COBURG MEADOWS
Legal Lot Number	10200
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4000
Census Tract	3101

Owner

Source: Lane County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 7, 2019
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000000734
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 9, 2026
Property Address	1986 FINCH LN, EUGENE, OR 97401-5068
Document Number	0000000734
Map Reference	FILE 73 SL 160
Instrument Date	Dec 22, 2025
Instrument	2026-000734
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1986 FINCH LN, EUGENE, OR 97401-5068
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1986 FINCH LN, EUGENE, OR 97401-5068

Mortgage

Document Number	0000020548
Date	Jul 3, 2025
Instrument	2025-020548

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1986 FINCH LN, EUGENE, OR 97401-5068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068162
Date	Nov 20, 2020
Instrument	2020-068162

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jan 7, 2019
Property Address	1986 FINCH LN, EUGENE, OR 97401-5068
Document Number	0000000588
Map Reference	FILE 73 SL 160
Instrument Date	Jan 2, 2019
Instrument	2019-000588
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1986 FINCH LN, EUGENE, OR 97401-5068

Mortgage

Document Number	0000000589
Date	Jan 7, 2019
Instrument	2019-000589

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00 (+3.91%)	$235,707 (+6.09%)	$405,328 (+3.55%) Land $171,071 Building $234,257
2023	$4,419.00 (+4.03%)	$222,177 (+3%)	$391,444 (+7.45%) Land $121,384 Building $270,060
2022	$4,248.00	$215,706	$364,311 Land $90,980 Building $273,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, T-Mobile.

Nearby Properties on Finch Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures