1974 Finch Ln, Eugene, OR 97401 Property Records

Lane County property record for 1974 Finch Ln, Eugene, OR 97401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1983
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Mar 2009)
Tax Bill	$5,399 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-16-33-10100-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-16-33-10100-000`
Alternative APN	`1283025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Finished Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 1983
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	97 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	546 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1283025
Street Address	1974 FINCH LN
City	EUGENE
State	OR
Zip	97401-5068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:COBURG MEADOWS SEC/TWN/RNG/MER:SEC 16 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	COBURG MEADOWS
Legal Lot Number	10100
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4000
Census Tract	3101

Owner

Source: Lane County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1974 FINCH LN, EUGENE, OR 97401-5068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERITAGE SOUTHEAST BANK
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2009 · Amount on Record
Deed Sale	Mar 24, 2009 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	0000014908
Last Transfer Date	Jul 26, 2012
Transfer Doc	0000037585
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1974 FINCH LN, EUGENE, OR 97401-5068
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 JOHN DAY DR, EUGENE, OR 97408-5983
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039461
Date	Dec 11, 2025
Instrument	2025-039461

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	PORTLAND, OR 97205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2035

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1974 FINCH LN, EUGENE, OR 97401-5068
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 JOHN DAY DR, EUGENE, OR 97408-5983
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007943
Date	Mar 28, 2023
Instrument	2023-007943

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1974 FINCH LN, EUGENE, OR 97401-5068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042461
Date	Sep 25, 2019
Instrument	2019-042461

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,399.00 (+3.91%)	$277,133 (+6.09%)	$448,801 (+0.72%) Land $170,866 Building $277,935
2023	$5,196.00 (+4.02%)	$261,226 (+3%)	$445,611 (+7.31%) Land $121,241 Building $324,370
2022	$4,995.00	$253,618	$415,266 Land $90,876 Building $324,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Alyrica Networks Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications & Technologies, T-Mobile USA.

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